@import url('https://fonts.googleapis.com/css2?family=Montserrat:ital,wght@0,500;0,600;0,700;0,800;0,900;1,700&family=Playfair+Display:ital,wght@0,600;0,700;1,600&family=Plus+Jakarta+Sans:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500&display=swap');

:root {
  /* GFC Advice Luxury Navy & Midnight Palette */
  --navy-950: #050d1a;
  --navy-900: #0a182e;
  --navy: #0a182e;
  --navy-850: #0f2342;
  --navy-800: #142f57;
  --navy-700: #1c3d6e;
  --navy-600: #254e8a;

  /* GFC Royal Blue & Accents */
  --brand-blue: #004b80;
  --brand-blue-dark: #07223b;
  --brand-blue-light: #0d63a5;
  --brand-blue-glow: rgba(0, 75, 128, 0.4);
  --brand-cyan: #0284c7;
  --brand-cyan-glow: rgba(2, 132, 199, 0.25);

  /* GFC Advice Signature Warm Champagne Gold */
  --gold: #e0ca9f;
  --gold-light: #f3e8d2;
  --gold-hover: #edd9b4;
  --gold-dark: #bba06b;
  --gold-glow: rgba(224, 202, 159, 0.35);
  --gold-soft: rgba(224, 202, 159, 0.12);
  --gold-border: rgba(224, 202, 159, 0.25);

  /* Neutrals, Inks & Surfaces */
  --white: #ffffff;
  --ink: #0a182e;
  --ink-2: #1e293b;
  --muted: #64748b;
  --muted-light: #94a3b8;
  --slate-subtle: #f1f5f9;
  --line: #e2e8f0;
  --line-dark: rgba(255, 255, 255, 0.1);
  --line-gold: rgba(224, 202, 159, 0.18);
  --bg-soft: #f8fafc;
  --bg-light: #ffffff;
  /* Surface aliases – used throughout for card backgrounds */
  --bg: #f8fafc;
  --bg-alt: #f4f6f8;
  --shadow-md: 0 14px 36px -8px rgba(5, 13, 26, 0.11), 0 2px 8px -2px rgba(5, 13, 26, 0.05);

  /* Specific theme colors */
  --pillar-blue: #0284c7;
  --pillar-blue-soft: #e0f2fe;
  --pillar-gold: #eab308;
  --pillar-gold-soft: #fef9c3;
  --pillar-orange: #f97316;
  --pillar-orange-soft: #ffedd5;
  --pillar-rose: #f43f5e;
  --pillar-rose-soft: #ffe4e6;
  --whatsapp: #25d366;

  /* Radii & Shapes */
  --radius-sm: 10px;
  --radius: 20px;
  --radius-lg: 28px;
  --radius-xl: 36px;
  --btn-radius: 9999px; /* GFC Advice pill buttons */

  /* Shadows & Glassmorphism */
  --shadow-sm: 0 2px 8px rgba(5, 13, 26, 0.04);
  --shadow-card: 0 10px 30px -10px rgba(5, 13, 26, 0.08), 0 2px 8px -2px rgba(5, 13, 26, 0.04);
  --shadow-lg: 0 20px 40px -12px rgba(5, 13, 26, 0.14), 0 4px 12px -2px rgba(5, 13, 26, 0.06);
  --shadow-gold: 0 8px 32px -6px var(--gold-glow);
  --shadow-dark-card: 0 18px 40px -12px rgba(0, 0, 0, 0.55), 0 0 0 1px rgba(224, 202, 159, 0.12);
  --shadow-dark-hover: 0 24px 50px -10px rgba(0, 75, 128, 0.45), 0 0 0 1px rgba(224, 202, 159, 0.4);

  --container: 1180px;

  /* Typography Stacks (FiatWM & GFC Advice) */
  --font-sans: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  --font-display: "Montserrat", -apple-system, sans-serif;
  --font-serif: "Playfair Display", Georgia, serif;
  --font-body: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;

  /* Micro-animation timings */
  --speed: 0.22s;
  --ease: cubic-bezier(0.16, 1, 0.3, 1);
}

*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  background-color: var(--navy-950);
  overflow-x: hidden;
  width: 100%;
  max-width: 100vw;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 16px;
  line-height: 1.7;
  color: var(--ink);
  background: var(--bg-soft);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
  width: 100%;
  max-width: 100vw;
  position: relative;
}

main {
  overflow-x: hidden;
  width: 100%;
  max-width: 100vw;
}

img, svg { display: block; max-width: 100%; }

/* ---------- Headings & Typography (FiatWM Inspired) ---------- */

h1, h2, h3, h4 {
  margin: 0;
  font-family: var(--font-display);
  line-height: 1.2;
  letter-spacing: -0.025em;
  font-weight: 800;
  color: var(--ink);
}

.h1 { font-size: clamp(2rem, 4vw, 3.2rem); line-height: 1.12; }
.h2 { font-size: clamp(1.7rem, 3.2vw, 2.55rem); line-height: 1.18; }
.h3 { font-size: clamp(1.1rem, 1.8vw, 1.25rem); font-weight: 700; line-height: 1.35; }

p { margin: 0; }

a { color: var(--brand-blue); text-decoration: none; transition: color 0.16s ease; }
a:hover { color: var(--gold-dark); text-decoration: none; }

/* FiatWM Signature Highlighter Marker Accent */
.text-highlight {
  position: relative;
  display: inline;
  color: inherit;
  box-decoration-break: clone;
  -webkit-box-decoration-break: clone;
}
.text-highlight::after {
  content: "";
  position: absolute;
  left: -3px;
  right: -3px;
  bottom: 4px;
  height: 11px;
  background: rgba(224, 202, 159, 0.45);
  z-index: -1;
  border-radius: 2px;
}
.section--navy .text-highlight::after,
.hero .text-highlight::after,
.page-hero .text-highlight::after {
  background: rgba(224, 202, 159, 0.3);
  border-bottom: 3px solid var(--gold);
}

.text-gold { color: var(--gold) !important; }
.text-serif { font-family: var(--font-serif); font-style: italic; }

.skip-link {
  position: absolute;
  left: 16px;
  top: -60px;
  z-index: 300;
  background: var(--navy-900);
  color: #fff;
  padding: 10px 18px;
  border-radius: var(--btn-radius);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  transition: top 0.2s ease;
}
.skip-link:focus { top: 16px; outline: 2px solid var(--gold); }

.container {
  max-width: var(--container);
  margin: 0 auto;
  padding-left: 24px;
  padding-right: 24px;
}

/* ---------- Sections & Themes (GFC Advice Luxury Aesthetic) ---------- */

.section { padding: 104px 0; position: relative; }
.section--tight { padding: 76px 0; }
.section--alt { background: var(--white); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section--soft { background: var(--bg-soft); }
.section--sand { background: #fdfbf7; border-top: 1px solid var(--line-gold); border-bottom: 1px solid var(--line-gold); }
.section--blue-soft { background: #f0f7ff; }
.section--teal-soft { background: #f0fdfa; }
.section--pink-soft { background: #fff1f2; }

/* Converted former bright pastel sections into high-end GFC palette */
.section--fountain {
  background: linear-gradient(180deg, var(--navy-900) 0%, var(--navy-950) 100%);
  color: #ffffff;
  border-top: 1px solid var(--line-gold);
}
.section--fountain h2, .section--fountain h3 { color: #ffffff; }
.section--fountain .eyebrow { color: var(--gold); }
.section--fountain .lead { color: var(--muted-light); }

.section--yellow {
  background: linear-gradient(180deg, #fbf7ee 0%, #f7f0df 100%);
  border-top: 1px solid var(--line-gold);
  border-bottom: 1px solid var(--line-gold);
}
.section--yellow .eyebrow { color: var(--gold-dark); }
.section--yellow .lead { color: var(--ink-2); }
.section--yellow .btn--primary { background: var(--navy-900); color: #fff; border-color: var(--navy-900); }
.section--yellow .btn--primary:hover { background: var(--navy-800); }

/* GFC Advice Signature Dark Navy Sections */
.section--navy {
  background: radial-gradient(1000px 500px at 50% 0%, rgba(0, 75, 128, 0.35), transparent 80%), var(--navy-950);
  color: #ffffff;
  border-top: 1px solid var(--line-dark);
}
.section--navy h1, .section--navy h2, .section--navy h3, .section--navy h4 { color: var(--white); }
.section--navy .lead { color: var(--muted-light); }
.section--navy .eyebrow { color: var(--gold); }
.section--navy .card {
  background: rgba(15, 35, 66, 0.72);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.16);
  box-shadow: var(--shadow-dark-card);
  color: #ffffff;
}
.section--navy .card:hover {
  border-color: rgba(224, 202, 159, 0.4);
  box-shadow: var(--shadow-dark-hover);
}
.section--navy .card h3 { color: var(--white); }
.section--navy .card p { color: var(--muted-light); }

.section-head { max-width: 680px; margin-bottom: 52px; }
.section-head--center { margin-left: auto; margin-right: auto; text-align: center; }

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 12.5px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-dark);
  margin-bottom: 16px;
}
.section--navy .eyebrow { color: var(--gold); }

.lead {
  margin-top: 16px;
  font-size: clamp(15.5px, 1.6vw, 17px);
  line-height: 1.72;
  color: var(--muted);
  max-width: 56ch;
}
.section-head--center .lead { margin-left: auto; margin-right: auto; }

.muted { color: var(--muted); }
.small { font-size: 14px; }
.center { text-align: center; }

.placeholder-note {
  display: inline-block;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gold-dark);
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
  border-radius: var(--btn-radius);
  padding: 6px 16px;
  letter-spacing: 0.02em;
  margin-top: 14px;
}

/* ---------- Buttons (GFC Rounded Pills with Luxury Polish) ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 0.02em;
  line-height: 1.2;
  padding: 13px 28px;
  border-radius: var(--btn-radius);
  border: 1.5px solid transparent;
  cursor: pointer;
  text-decoration: none;
  white-space: nowrap;
  max-width: 100%;
  box-sizing: border-box;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
}
@media (max-width: 480px) {
  .btn {
    white-space: normal;
    text-align: center;
    padding: 11px 16px;
    font-size: 13.5px;
  }
}
.btn:hover { text-decoration: none; transform: translateY(-2px); }
.btn:active { transform: translateY(0) scale(0.98); }
.btn svg { width: 18px; height: 18px; flex: none; transition: transform 0.2s ease; }
.btn:hover svg { transform: translateX(3px); }
.btn--sm svg { width: 16px; height: 16px; }

/* Primary CTA: Champagne Gold */
.btn--primary {
  background: var(--gold);
  color: var(--navy-950);
  border-color: var(--gold);
  box-shadow: 0 4px 16px -2px var(--gold-glow);
}
.btn--primary:hover {
  background: var(--gold-hover);
  border-color: var(--gold-hover);
  color: var(--navy-950);
  box-shadow: 0 8px 24px -2px rgba(224, 202, 159, 0.45);
}

.btn--dark {
  background: var(--navy-900);
  color: #fff;
  border-color: var(--navy-900);
  box-shadow: var(--shadow-sm);
}
.btn--dark:hover { background: var(--navy-800); border-color: var(--navy-800); color: #fff; }

/* WhatsApp Button: High-Contrast Default for Light Sections */
.btn--whatsapp {
  background: var(--navy-900);
  color: #ffffff !important;
  border: 1.5px solid var(--navy-900);
  box-shadow: 0 4px 14px rgba(5, 13, 26, 0.15);
}
.btn--whatsapp svg {
  color: var(--gold);
}
.btn--whatsapp:hover {
  background: var(--navy-800);
  border-color: var(--gold);
  color: #ffffff !important;
  box-shadow: 0 6px 20px rgba(5, 13, 26, 0.25);
  transform: translateY(-2px);
}
.btn--whatsapp:hover svg {
  transform: scale(1.1);
}

/* WhatsApp Button inside dark containers (Hero, Navbar, Section Navy, Footer) */
.hero .btn--whatsapp,
.site-header .btn--whatsapp,
.section--navy .btn--whatsapp,
.site-footer .btn--whatsapp,
.section--fountain .btn--whatsapp,
.page-hero .btn--whatsapp {
  background: rgba(255, 255, 255, 0.08);
  color: #ffffff !important;
  border: 1.5px solid rgba(224, 202, 159, 0.35);
  backdrop-filter: blur(12px);
}
.hero .btn--whatsapp:hover,
.site-header .btn--whatsapp:hover,
.section--navy .btn--whatsapp:hover,
.site-footer .btn--whatsapp:hover,
.section--fountain .btn--whatsapp:hover,
.page-hero .btn--whatsapp:hover {
  background: rgba(255, 255, 255, 0.16);
  border-color: var(--gold);
  color: #ffffff !important;
  box-shadow: 0 8px 25px -4px rgba(224, 202, 159, 0.25);
}

.btn--outline {
  background: transparent;
  border-color: var(--gold);
  color: var(--gold-dark);
}
.section--navy .btn--outline {
  color: var(--gold);
  border-color: var(--gold);
}
.btn--outline:hover {
  background: var(--gold-soft);
  color: var(--gold-dark);
  border-color: var(--gold);
}
.section--navy .btn--outline:hover {
  color: #ffffff;
  border-color: #ffffff;
  background: rgba(255, 255, 255, 0.1);
}

.btn--ghost {
  background: transparent;
  color: var(--brand-blue);
  padding-left: 10px;
  padding-right: 10px;
  border: none;
}
.btn--ghost:hover { color: var(--gold-dark); background: transparent; transform: translateX(3px); }

.btn--block { width: 100%; }
.btn--sm { padding: 9px 20px; font-size: 14px; }

:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}

/* ---------- Cards (GFC Glassmorphism & Micro-borders) ---------- */

.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-card);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
  position: relative;
  overflow: hidden;
}
.card--link { display: block; color: inherit; }
.card--link:hover {
  text-decoration: none;
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gold-border);
}

/* High-end pillar color badges */
.card--blue { border-top: 4px solid var(--pillar-blue); }
.card--yellow { border-top: 4px solid var(--gold); }
.card--orange { border-top: 4px solid var(--pillar-orange); }
.card--pink { border-top: 4px solid var(--pillar-rose); }
.card--teal { border-top: 4px solid #0d9488; }

.icon-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 16px;
  background: var(--gold-soft);
  color: var(--gold-dark);
  margin-bottom: 22px;
  border: 1px solid var(--gold-border);
  transition: transform 0.2s ease, background 0.2s ease;
}
.card:hover .icon-badge {
  transform: scale(1.05);
  background: rgba(224, 202, 159, 0.25);
}
.icon-badge svg { width: 24px; height: 24px; }

.chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 600;
  color: var(--ink-2);
  background: var(--bg-soft);
  border: 1px solid var(--line);
  border-radius: 9999px;
  padding: 6px 14px;
}

/* ============================================================
   PREMIUM CARD DESIGN SYSTEM — Jeya Insurance
   7 distinct card signatures. Sophisticated & Structured.
   Inspired by Goldman Sachs, Merrill Lynch wealth advisory.
   ============================================================ */

/* -------- CARD TYPE 1: ABOUT / METHODOLOGY CARDS (about.html) --------
   Design: Dark navy panels with gold top-bar, strong hierarchy,
   monogram icon badge — "Achievement Tiles" aesthetic
   -------------------------------------------------------------------- */
.section--sand .card,
.pillars-grid .card {
  background: #ffffff;
  border: 1px solid var(--line);
  border-top: 3px solid var(--navy-900);
  border-radius: 16px;
  padding: 32px 28px 28px;
  box-shadow: 0 2px 12px rgba(5, 13, 26, 0.06), 0 1px 3px rgba(5, 13, 26, 0.04);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-top-color 0.25s ease;
  position: relative;
  overflow: hidden;
}
.section--sand .card::before,
.pillars-grid .card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--navy-900) 0%, var(--brand-blue-light) 100%);
}
.section--sand .card:hover,
.pillars-grid .card:hover {
  transform: translateY(-5px);
  box-shadow: 0 14px 36px rgba(5, 13, 26, 0.12), 0 2px 8px rgba(5, 13, 26, 0.06);
  border-top-color: var(--gold-dark);
}
.section--sand .card:hover::before,
.pillars-grid .card:hover::before {
  background: linear-gradient(90deg, var(--gold-dark) 0%, var(--gold) 100%);
}
/* Icon badge for methodology cards: dark navy with gold icon */
.pillars-grid .card .icon-badge,
.section--sand .card .icon-badge {
  background: var(--navy-950);
  color: var(--gold);
  border-color: rgba(224, 202, 159, 0.3);
  border-radius: 12px;
  width: 48px;
  height: 48px;
}
.pillars-grid .card:hover .icon-badge,
.section--sand .card:hover .icon-badge {
  background: var(--navy-800);
  transform: scale(1.06);
}

/* Credential Cards: dark navy achievement tiles */
.credential-card {
  background: var(--navy-950) !important;
  border: 1px solid rgba(224, 202, 159, 0.2) !important;
  border-top: 3px solid var(--gold-dark) !important;
  border-radius: 18px !important;
  padding: 36px 24px 30px !important;
  text-align: center;
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-color 0.25s ease !important;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25) !important;
}
.credential-card::before { display: none !important; }
.credential-card:hover {
  transform: translateY(-6px) !important;
  box-shadow: 0 18px 42px rgba(0, 0, 0, 0.4) !important;
  border-color: rgba(224, 202, 159, 0.55) !important;
}
.credential-card .icon-badge {
  background: rgba(224, 202, 159, 0.12) !important;
  border-color: rgba(224, 202, 159, 0.3) !important;
  color: var(--gold) !important;
  margin: 0 auto 20px !important;
  width: 56px !important;
  height: 56px !important;
  border-radius: 50% !important;
}
.credential-card:hover .icon-badge {
  background: rgba(224, 202, 159, 0.2) !important;
  transform: scale(1.08) !important;
}
.credential-card strong {
  display: block;
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 800;
  color: #ffffff;
  margin-bottom: 6px;
  letter-spacing: -0.01em;
}
.credential-card span {
  font-size: 13px;
  color: var(--muted-light);
  font-weight: 500;
}

/* -------- CARD TYPE 2: SITUATION CARDS (index.html — Client Profiles) --------
   Design: Structured Taxonomy Tiles — crisp white with navy left-border accent,
   large index number watermark, editorial typography. NO gradient backgrounds.
   ----------------------------------------------------------------------------- */
.situation-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 0;
  border-radius: 16px;
  text-decoration: none;
  color: var(--ink);
  background: #ffffff;
  border: 1px solid var(--line);
  border-left: 4px solid var(--navy-900);
  box-shadow: 0 2px 10px rgba(5, 13, 26, 0.055), 0 1px 3px rgba(5, 13, 26, 0.04);
  transition: transform 0.25s var(--ease), box-shadow 0.25s var(--ease), border-left-color 0.25s ease;
  overflow: hidden;
  height: 100%;
}
.situation-card:hover {
  text-decoration: none;
  transform: translateY(-5px);
  box-shadow: 0 16px 38px rgba(5, 13, 26, 0.12), 0 4px 12px rgba(5, 13, 26, 0.06);
}
/* Colour-coded left border per persona */
.card-locals    { border-left-color: #1d4ed8; }
.card-expats    { border-left-color: #d97706; }
.card-pr        { border-left-color: #dc2626; }
.card-young-pro { border-left-color: #16a34a; }
.card-families  { border-left-color: #db2777; }
.card-retirees  { border-left-color: #7c3aed; }

.card-locals:hover    { border-left-color: #1e40af; box-shadow: 0 16px 38px rgba(29, 78, 216, 0.12), 0 4px 12px rgba(29, 78, 216, 0.06); }
.card-expats:hover    { border-left-color: #b45309; box-shadow: 0 16px 38px rgba(217, 119, 6, 0.12), 0 4px 12px rgba(217, 119, 6, 0.06); }
.card-pr:hover        { border-left-color: #b91c1c; box-shadow: 0 16px 38px rgba(220, 38, 38, 0.12), 0 4px 12px rgba(220, 38, 38, 0.06); }
.card-young-pro:hover { border-left-color: #15803d; box-shadow: 0 16px 38px rgba(22, 163, 74, 0.12), 0 4px 12px rgba(22, 163, 74, 0.06); }
.card-families:hover  { border-left-color: #be185d; box-shadow: 0 16px 38px rgba(219, 39, 119, 0.12), 0 4px 12px rgba(219, 39, 119, 0.06); }
.card-retirees:hover  { border-left-color: #6d28d9; box-shadow: 0 16px 38px rgba(124, 58, 237, 0.12), 0 4px 12px rgba(124, 58, 237, 0.06); }

/* Inner card body padding */
.situation-card > * { padding-left: 24px; padding-right: 24px; }
.situation-card > .situation-card-icon { padding-left: 0; padding-right: 0; }

/* Card top header strip */
.situation-card::after {
  content: "";
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 1px;
  background: var(--line);
}
/* Icon: removed background container, now inline with accent colour */
.situation-card-icon {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: flex-start;
  margin-bottom: 14px;
  background: none;
  border: none;
  box-shadow: none;
  border-radius: 0;
  transition: none;
  flex-shrink: 0;
}
.situation-card-icon svg {
  width: 28px;
  height: 28px;
  stroke-width: 1.8;
}
.card-locals    .situation-card-icon svg { stroke: #1d4ed8; }
.card-expats    .situation-card-icon svg { stroke: #d97706; }
.card-pr        .situation-card-icon svg { stroke: #dc2626; }
.card-young-pro .situation-card-icon svg { stroke: #16a34a; }
.card-families  .situation-card-icon svg { stroke: #db2777; }
.card-retirees  .situation-card-icon svg { stroke: #7c3aed; }

.situation-card:hover .situation-card-icon { transform: none; }

/* Category label: small all-caps pill */
.situation-card .tech-tag {
  align-self: flex-start;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 3px 10px;
  border-radius: 4px;
  margin-bottom: 10px;
  background: transparent;
  backdrop-filter: none;
  border: none;
  border-radius: 0;
  padding-left: 0;
  color: var(--muted);
}
.situation-card strong {
  font-family: var(--font-display);
  font-size: clamp(1rem, 1.7vw, 1.15rem);
  font-weight: 800;
  color: var(--ink);
  line-height: 1.25;
  margin-bottom: 10px;
  display: block;
  letter-spacing: -0.015em;
}
.situation-card .situation-desc {
  font-size: clamp(13.5px, 1.2vw, 14.5px);
  line-height: 1.65;
  color: var(--muted);
  margin-bottom: 20px;
  flex-grow: 1;
}
.situation-card-action {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 700;
  font-family: var(--font-display);
  letter-spacing: 0.03em;
  text-transform: uppercase;
  color: var(--navy-900);
  margin-top: auto;
  padding-bottom: 22px;
  transition: gap 0.2s ease, color 0.2s ease;
}
.card-locals    .situation-card-action { color: #1d4ed8; }
.card-expats    .situation-card-action { color: #d97706; }
.card-pr        .situation-card-action { color: #dc2626; }
.card-young-pro .situation-card-action { color: #16a34a; }
.card-families  .situation-card-action { color: #db2777; }
.card-retirees  .situation-card-action { color: #7c3aed; }

.situation-card-action svg {
  width: 14px;
  height: 14px;
  transition: transform 0.2s ease;
}
.situation-card:hover .situation-card-action { gap: 10px; }
.situation-card:hover .situation-card-action svg { transform: translateX(4px); }


/* Subtle modern transitions (Farewell to childish cartoon wave dividers!) */
.wave {
  display: none !important; /* replaced by clean structural gradients */
}

/* Modern luxury divider line */
.divider-glow {
  height: 1px;
  background: linear-gradient(90deg, transparent 0%, rgba(224, 202, 159, 0.3) 50%, transparent 100%);
  margin: 0;
}

#site-header {
  position: sticky;
  top: 0;
  z-index: 999;
  width: 100%;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  width: 100%;
  background: rgba(5, 13, 26, 0.94);
  backdrop-filter: blur(18px);
  -webkit-backdrop-filter: blur(18px);
  border-bottom: 1px solid rgba(224, 202, 159, 0.15);
  transition: background 0.2s ease, box-shadow 0.2s ease;
}
.site-header.is-scrolled {
  background: rgba(5, 13, 26, 0.98);
  box-shadow: 0 10px 30px -10px rgba(0, 0, 0, 0.7), 0 1px 0 rgba(224, 202, 159, 0.25);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 14px;
  padding-bottom: 14px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  color: var(--white);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  letter-spacing: -0.02em;
  text-decoration: none;
}
.brand:hover { text-decoration: none; color: #fff; opacity: 0.94; }

.brand-avatar {
  position: relative;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  padding: 2px;
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 100%);
  box-shadow: 0 2px 10px rgba(224, 202, 159, 0.35);
  flex-shrink: 0;
  overflow: hidden;
  transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease);
}
.brand:hover .brand-avatar {
  transform: scale(1.05);
  box-shadow: 0 4px 14px rgba(224, 202, 159, 0.5);
}
.brand-avatar-img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: cover;
  object-position: top center;
  display: block;
}

.brand-mark {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--gold-light) 0%, var(--gold) 100%);
  color: var(--navy-950);
  font-size: 18px;
  font-weight: 900;
  box-shadow: 0 2px 10px rgba(224, 202, 159, 0.3);
}

.main-nav { margin-left: auto; }
.main-nav ul {
  display: flex;
  gap: 6px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.main-nav a {
  display: inline-block;
  color: var(--muted-light);
  font-family: var(--font-display);
  font-size: 14.5px;
  font-weight: 600;
  text-decoration: none;
  padding: 9px 16px;
  border-radius: var(--btn-radius);
  transition: all 0.16s ease;
}
.main-nav a:hover {
  color: #fff;
  background: rgba(255, 255, 255, 0.08);
  text-decoration: none;
}
.main-nav a[aria-current="page"] {
  color: var(--navy-950);
  background: var(--gold);
  font-weight: 700;
}

.header-actions { display: flex; align-items: center; gap: 12px; margin-left: auto; }
.header-actions .btn--outline {
  border-color: rgba(224, 202, 159, 0.4);
  color: var(--gold);
  padding: 9px 20px;
}
.header-actions .btn--outline:hover {
  background: var(--gold-soft);
  border-color: var(--gold);
}

.nav-toggle {
  display: none;
  background: none;
  border: 1px solid rgba(224, 202, 159, 0.3);
  border-radius: var(--radius-sm);
  padding: 9px;
  cursor: pointer;
  color: var(--gold);
  margin-left: auto;
}
.nav-toggle svg { width: 22px; height: 22px; }

.mobile-menu {
  display: none;
  border-top: 1px solid rgba(224, 202, 159, 0.15);
  background: var(--navy-950);
  padding: 16px 24px 24px;
}
.mobile-menu.is-open { display: block; }
.mobile-menu nav ul { list-style: none; margin: 0; padding: 0; }
.mobile-menu nav a {
  display: block;
  padding: 14px 0;
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 700;
  color: #fff;
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}
.mobile-menu nav a[aria-current="page"] { color: var(--gold); }
.mobile-menu-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-top: 20px; }

/* ---------- Hero Section (Dollar Bureau Layout + GFC Atmosphere) ---------- */

.hero {
  background:
    radial-gradient(1100px 550px at 50% -100px, rgba(0, 75, 128, 0.45), transparent 75%),
    radial-gradient(800px 400px at 85% 20%, rgba(224, 202, 159, 0.1), transparent 65%),
    var(--navy-950);
  color: #ffffff;
  padding: 80px 0 96px;
  position: relative;
  overflow: hidden;
  border-bottom: 1px solid rgba(224, 202, 159, 0.16);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(224, 202, 159, 0.06) 1px, transparent 1px);
  background-size: 32px 32px;
  pointer-events: none;
  opacity: 0.6;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.18fr 0.82fr;
  gap: 56px;
  align-items: center;
  position: relative;
  z-index: 2;
}

/* Dollar Bureau Eyebrow Trust Badge */
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 18px 8px 12px;
  border-radius: var(--btn-radius);
  background: rgba(10, 24, 46, 0.85);
  border: 1px solid rgba(224, 202, 159, 0.35);
  color: var(--gold-light);
  font-family: var(--font-display);
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 22px;
  box-shadow: 0 4px 20px -2px rgba(0, 0, 0, 0.4), inset 0 1px 0 rgba(224, 202, 159, 0.2);
  position: relative;
  overflow: hidden;
  max-width: 100%;
  box-sizing: border-box;
}

@media (max-width: 480px) {
  .hero-badge {
    font-size: 10.5px;
    letter-spacing: 0.02em;
    padding: 6px 12px 6px 8px;
    gap: 7px;
    white-space: normal;
    text-align: left;
    max-width: 100%;
  }
  .badge-beacon {
    width: 20px !important;
    height: 20px !important;
    flex-shrink: 0 !important;
  }
  .badge-sparkle {
    display: none !important;
  }
}

.hero-badge::after {
  content: "";
  position: absolute;
  top: 0;
  left: -100%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(224, 202, 159, 0.22), transparent);
  transform: skewX(-20deg);
  animation: badge-sheen 4.5s infinite;
}

@keyframes badge-sheen {
  0%, 70% { left: -100%; }
  100% { left: 200%; }
}

.badge-beacon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(224, 202, 159, 0.35), rgba(224, 202, 159, 0.1));
  border: 1px solid var(--gold);
  color: var(--gold);
  box-shadow: 0 0 12px rgba(224, 202, 159, 0.4);
  flex-shrink: 0;
}

.badge-beacon svg {
  width: 13px;
  height: 13px;
  animation: beacon-pulse 2.5s infinite ease-in-out;
}

@keyframes beacon-pulse {
  0%, 100% { transform: scale(1); filter: drop-shadow(0 0 2px var(--gold)); }
  50% { transform: scale(1.15); filter: drop-shadow(0 0 6px var(--gold)); }
}

.badge-sparkle {
  color: var(--gold);
  font-size: 11px;
  animation: sparkle-glow 2s infinite ease-in-out;
  margin-left: 2px;
}

@keyframes sparkle-glow {
  0%, 100% { opacity: 0.5; transform: scale(0.9); }
  50% { opacity: 1; transform: scale(1.2); }
}

.badge-dot {
  display: none;
}

.hero-title {
  font-size: clamp(2.4rem, 4.6vw, 3.8rem);
  letter-spacing: -0.03em;
  line-height: 1.08;
  color: #ffffff;
  margin-bottom: 20px;
}

.hero-sub {
  font-size: 18px;
  line-height: 1.65;
  color: var(--muted-light);
  max-width: 48ch;
}

.hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 32px;
}

/* Dollar Bureau Interactive Topic Explorer / Search Bar */
.hero-search-box {
  margin-top: 36px;
  background: rgba(15, 35, 66, 0.75);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  border: 1px solid rgba(224, 202, 159, 0.25);
  border-radius: var(--radius);
  padding: 18px 22px;
  box-shadow: 0 16px 40px -12px rgba(0, 0, 0, 0.6);
}

.hero-search-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 12px;
}
.hero-search-label {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold);
  display: flex;
  align-items: center;
  gap: 6px;
}

.hero-search-bar {
  display: flex;
  align-items: center;
  gap: 12px;
  background: rgba(5, 13, 26, 0.6);
  border: 1.5px solid rgba(255, 255, 255, 0.14);
  border-radius: var(--btn-radius);
  padding: 10px 18px;
  transition: all 0.2s ease;
}
.hero-search-bar:focus-within {
  border-color: var(--gold);
  background: rgba(5, 13, 26, 0.9);
  box-shadow: 0 0 0 3px rgba(224, 202, 159, 0.2);
}
.hero-search-bar svg { width: 18px; height: 18px; color: var(--gold); flex: none; }

.hero-search-input {
  background: transparent;
  border: none;
  outline: none;
  color: #ffffff;
  font-family: inherit;
  font-size: 15px;
  width: 100%;
}
.hero-search-input::placeholder { color: #8198ab; font-size: 14.5px; }

.hero-search-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
}
.hero-search-chip {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: var(--btn-radius);
  color: #d1dbe6;
  font-size: 12.5px;
  font-weight: 600;
  padding: 6px 14px;
  cursor: pointer;
  transition: all 0.18s ease;
  user-select: none;
}
.hero-search-chip svg { width: 15px; height: 15px; flex: none; }
.hero-search-chip:hover, .hero-search-chip.is-active {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--navy-950);
  transform: translateY(-1px);
}

/* Quick Results Dropdown / Preview */
.hero-search-results {
  display: none;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}
.hero-search-results.is-open { display: block; }
.hero-result-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  background: rgba(255, 255, 255, 0.04);
  margin-bottom: 6px;
  color: #ffffff;
  text-decoration: none;
  font-size: 14px;
  transition: background 0.15s ease;
}
.hero-result-item:hover {
  background: rgba(224, 202, 159, 0.15);
  color: var(--gold);
  text-decoration: none;
}
.hero-result-item span { font-weight: 600; }
.hero-result-tag {
  font-size: 11.5px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--gold);
  background: var(--gold-soft);
  padding: 3px 8px;
  border-radius: 4px;
}

/* Dollar Bureau Trust Proof Strip */
.hero-cred {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  margin-top: 32px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  list-style: none;
  padding-left: 0;
}
.hero-cred li {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: 14px;
  font-weight: 600;
  color: #cbd5e1;
}
.hero-cred svg { width: 17px; height: 17px; color: var(--gold); flex: none; }

/* Right Visual Feature Card */
.hero-media-wrap {
  position: relative;
}
.hero-media {
  position: relative;
  background: rgba(15, 35, 66, 0.7);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.25);
  border-radius: var(--radius-xl);
  padding: 16px 16px 0;
  box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.65), 0 0 0 1px rgba(224, 202, 159, 0.15);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.hero-media:hover {
  transform: translateY(-4px);
  box-shadow: 0 30px 60px -12px rgba(0, 75, 128, 0.4), 0 0 0 1px rgba(224, 202, 159, 0.35);
}
.hero-media img {
  width: 100%;
  aspect-ratio: 4 / 4.4;
  object-fit: cover;
  border-radius: 24px;
}

.hero-media--executive {
  background: radial-gradient(circle at 50% 30%, rgba(224, 202, 159, 0.22) 0%, rgba(10, 24, 46, 0.9) 75%), #071324;
  border: 1.5px solid rgba(224, 202, 159, 0.4);
  padding: 24px 20px 0;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  min-height: 460px;
}

.hero-media--executive img {
  width: 100%;
  height: 100%;
  max-height: 460px;
  aspect-ratio: auto;
  object-fit: contain;
  object-position: bottom center;
  border-radius: 0;
  filter: drop-shadow(0 14px 28px rgba(0, 0, 0, 0.6));
}

.hero-stat-card {
  position: absolute;
  background: rgba(10, 24, 46, 0.92);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.3);
  border-radius: var(--radius);
  box-shadow: 0 16px 36px -8px rgba(0, 0, 0, 0.65);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  gap: 14px;
  color: #ffffff;
}
.hero-stat-card--bottom {
  left: -24px;
  bottom: 30px;
}
.hero-stat-card--top {
  right: -20px;
  top: 36px;
}
.hero-stat-card--top-left {
  left: -24px;
  top: 32px;
  right: auto;
}
.hero-stat-card--bottom-right {
  right: -24px;
  bottom: 32px;
  left: auto;
}
.hero-stat-card .stat-value {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 800;
  color: var(--gold);
  line-height: 1;
}
.hero-stat-card .stat-label {
  font-size: 13px;
  font-weight: 600;
  color: var(--muted-light);
  line-height: 1.3;
}
.hero-stat-card .icon-badge {
  margin: 0;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: var(--gold-soft);
  color: var(--gold);
}

/* ---------- Trust strip (Under Hero) ---------- */

.trust-strip {
  background: var(--white);
  border-bottom: 1px solid var(--line);
}
.trust-strip ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
}
.trust-strip li {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 24px 20px;
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--ink);
  text-align: center;
}
.trust-strip li + li { border-left: 1px solid var(--line); }
.trust-strip svg { width: 20px; height: 20px; color: var(--gold-dark); flex: none; }

/* ---------- Pillars (4 Financial Areas) ---------- */

.pillars-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.pillar-card {
  border-radius: var(--radius);
  padding: 32px 26px 28px;
  display: flex;
  flex-direction: column;
  background: rgba(15, 35, 66, 0.72);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.16);
  box-shadow: var(--shadow-dark-card);
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}
.pillar-card h3 {
  font-size: 1.25rem;
  margin-bottom: 10px;
  line-height: 1.25;
  color: #ffffff !important;
}
.pillar-card p {
  color: var(--muted-light) !important;
  font-size: 15px;
  line-height: 1.6;
  flex: 1;
}
.pillar-card .card-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 22px;
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--gold) !important;
  transition: all 0.18s ease;
}
.pillar-card .card-link svg { width: 16px; height: 16px; color: var(--gold); transition: transform 0.2s ease; }
.pillar-card:hover {
  transform: translateY(-6px);
  border-color: rgba(224, 202, 159, 0.45);
  box-shadow: var(--shadow-dark-hover);
}
.pillar-card:hover .card-link { color: #ffffff !important; }
.pillar-card:hover .card-link svg { transform: translateX(5px); }

/* Highlight effect when triggered from hero search */
.pillar-card.is-highlighted {
  box-shadow: 0 0 0 3px var(--gold), 0 20px 45px -10px rgba(0, 75, 128, 0.5) !important;
  border-color: var(--gold) !important;
  transform: translateY(-8px);
}


/* ---------- SafetyWing-Inspired Life Stage Profile Cards ---------- */

.situations-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  align-items: stretch;
}

.situation-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 28px 26px 24px;
  border-radius: 22px;
  text-decoration: none;
  color: var(--ink);
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s cubic-bezier(0.16, 1, 0.3, 1), border-color 0.25s ease;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(15, 34, 43, 0.05);
  height: 100%;
}

.situation-card:hover {
  text-decoration: none;
  transform: translateY(-5px);
  box-shadow: 0 14px 32px rgba(15, 34, 43, 0.1), 0 4px 10px rgba(15, 34, 43, 0.05);
}

/* Card Vector Icon Container (No emojis) */
.situation-card-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.7);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, 0.85);
  box-shadow: 0 2px 8px rgba(15, 34, 43, 0.06);
  transition: transform 0.25s ease;
  flex-shrink: 0;
}

.situation-card:hover .situation-card-icon {
  transform: scale(1.08) rotate(-2deg);
}

.situation-card-icon svg {
  width: 26px;
  height: 26px;
  flex: none;
  stroke: var(--navy);
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
}

/* Category Badge Pill */
.situation-card .tech-tag {
  align-self: flex-start;
  display: inline-flex;
  align-items: center;
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  padding: 4px 11px;
  border-radius: 999px;
  margin-bottom: 10px;
  background: rgba(255, 255, 255, 0.82);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  border: 1px solid rgba(255, 255, 255, 0.9);
  color: var(--navy);
}

.situation-card strong {
  font-family: var(--font-display);
  font-size: clamp(1.05rem, 1.8vw, 1.22rem);
  font-weight: 800;
  color: var(--ink);
  line-height: 1.28;
  margin-bottom: 10px;
  display: block;
}

.situation-card .situation-desc {
  font-size: clamp(14px, 1.3vw, 15px);
  line-height: 1.62;
  color: #334155;
  margin-bottom: 18px;
  flex-grow: 1;
}

.situation-card-action {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  margin-top: auto;
  transition: gap 0.2s ease;
}

.situation-card-action svg {
  width: 14px;
  height: 14px;
  transition: transform 0.2s ease;
}

.situation-card:hover .situation-card-action {
  gap: 10px;
}

.situation-card:hover .situation-card-action svg {
  transform: translateX(3px);
}

/* Individual Pastel Color Themes (SafetyWing Palette) */
.card-locals {
  background: linear-gradient(145deg, #eaf3fd 0%, #dbeeff 100%);
  border: 1.5px solid #c7e0fc;
}
.card-locals:hover { border-color: #93c5fd; }

.card-expats {
  background: linear-gradient(145deg, #fdf5e6 0%, #fef0cc 100%);
  border: 1.5px solid #fae1b8;
}
.card-expats:hover { border-color: #fcd34d; }

.card-pr {
  background: linear-gradient(145deg, #fef0eb 0%, #fee8e0 100%);
  border: 1.5px solid #fcd5c7;
}
.card-pr:hover { border-color: #fda4af; }

.card-young-pro {
  background: linear-gradient(145deg, #edf8f2 0%, #dcf4e8 100%);
  border: 1.5px solid #ccecd8;
}
.card-young-pro:hover { border-color: #86efac; }

.card-families {
  background: linear-gradient(145deg, #fdf2f4 0%, #fde8ec 100%);
  border: 1.5px solid #fad2da;
}
.card-families:hover { border-color: #f472b6; }

.card-retirees {
  background: linear-gradient(145deg, #f5f0fd 0%, #ede4fb 100%);
  border: 1.5px solid #dfd2fa;
}
.card-retirees:hover { border-color: #c084fc; }

.bento { grid-template-columns: repeat(3, 1fr); }

/* ---------- Process Steps (How It Works) ---------- */

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  counter-reset: step;
}
.step { position: relative; padding-top: 12px; }
.step::before {
  content: counter(step, decimal-leading-zero);
  counter-increment: step;
  display: inline-block;
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--gold);
  background: var(--gold-soft);
  padding: 6px 14px;
  border-radius: var(--btn-radius);
  margin-bottom: 16px;
}
.step h3 { font-size: 1.35rem; margin-bottom: 10px; }
.step p { color: var(--muted); font-size: 15.5px; line-height: 1.6; }
.step-line {
  grid-column: 1 / -1;
  height: 1px;
  background: var(--line);
  margin: -12px 0 36px;
}

.section--navy .step {
  background: rgba(15, 35, 66, 0.7);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.16);
  border-radius: var(--radius);
  padding: 32px 28px;
  box-shadow: var(--shadow-dark-card);
}
.section--navy .step::before { color: var(--gold); background: var(--gold-soft); }
.section--navy .step h3 { color: var(--white); }
.section--navy .step p { color: var(--muted-light); }
.section--navy .step-line { background: rgba(255, 255, 255, 0.12); }

/* ---------- About Preview (Meet Jeya) ---------- */

.about-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 64px;
  align-items: center;
}
.about-media {
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  border: 1px solid rgba(224, 202, 159, 0.2);
}
.about-media img { width: 100%; height: 100%; object-fit: cover; }
.polaroid {
  background: rgba(15, 35, 66, 0.8);
  backdrop-filter: blur(16px);
  padding: 14px 14px 0;
  border-radius: var(--radius-xl);
}
.polaroid img { border-radius: var(--radius-lg); }
.about-points { list-style: none; margin: 28px 0 0; padding: 0; display: grid; gap: 6px; }
.about-points li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  color: var(--ink-2);
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
  font-size: 16px;
}
.about-points li:last-child { border-bottom: none; }
.about-points svg { width: 22px; height: 22px; color: var(--gold-dark); flex: none; margin-top: 2px; }
.section--navy .about-points li { color: #d1dbe6; border-color: rgba(255, 255, 255, 0.12); }
.section--navy .about-points svg { color: var(--gold); }

/* ---------- Testimonials: featured client stories ---------- */

.client-stories {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-bottom: 64px;
}
.client-story {
  margin: 0;
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
  border-radius: var(--radius-lg);
  overflow: hidden;
  background: var(--navy-950);
}
/* Photo fills its column without driving the card height; the quote does. */
.client-story-media {
  position: relative;
  min-height: 300px;
}
.client-story-photo {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
}
.client-story-body {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 28px;
  padding: 30px 30px 28px;
}
.client-story-quote { margin: 0; }
.client-story-quote::before {
  content: "\201C";
  display: block;
  height: 34px;
  font-family: var(--font-serif);
  font-size: 76px;
  line-height: 0.75;
  color: var(--gold);
}
.client-story-quote p {
  margin: 0;
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 600;
  font-size: clamp(17px, 1.5vw, 20px);
  line-height: 1.55;
  color: var(--white);
}
.client-story-meta {
  display: flex;
  flex-direction: column;
  gap: 4px;
  padding-top: 18px;
  border-top: 1px solid var(--line-gold);
}
.client-story-meta strong {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 700;
  color: var(--gold);
}
.client-story-meta span {
  font-size: 13.5px;
  line-height: 1.45;
  color: var(--muted-light);
}

.testimonials-wall-head {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 8px 24px;
  margin-bottom: 24px;
}
.testimonials-wall-head h2 {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1.35rem, 2.2vw, 1.7rem);
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--ink);
}
.testimonials-wall-head a {
  font-weight: 700;
  font-size: 15px;
  color: var(--brand-blue);
}

.filter-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 36px;
}
.filter-chip {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: var(--ink-2);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--btn-radius);
  padding: 9px 22px;
  cursor: pointer;
  transition: all 0.18s ease;
}
.filter-chip:hover { border-color: var(--navy-900); color: var(--navy-900); }
.filter-chip.is-active { background: var(--navy-900); border-color: var(--navy-900); color: var(--white); }

/* -------- CARD TYPE 6: TESTIMONIAL CARDS --------
   Quiet, readable recommendation cards in a masonry flow, so long and short
   quotes sit together without ragged rows or an orphaned last card.
   -------------------------------------------------------------------- */
.testimonials-grid {
  columns: 3;
  column-gap: 20px;
}
figure.testimonial-card {
  margin: 0 0 20px;
  break-inside: avoid;
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 26px 26px 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.testimonial-card .quote-mark {
  display: block;
  line-height: 0;
  color: var(--gold-dark);
}
.testimonial-card .quote-mark svg {
  width: 26px;
  height: 26px;
}
blockquote.testimonial-quote { margin: 0; }
blockquote.testimonial-quote p {
  margin: 0;
  font-size: 15px;
  line-height: 1.7;
  color: var(--ink-2);
  overflow-wrap: break-word;
}
figcaption.testimonial-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}
.testimonial-avatar {
  flex: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--navy-900);
  color: var(--gold);
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
}
.testimonial-name {
  display: block;
  font-family: var(--font-display);
  font-size: 14.5px;
  font-weight: 700;
  line-height: 1.3;
  color: var(--ink);
}
.testimonial-role {
  display: block;
  margin-top: 2px;
  font-size: 12.5px;
  line-height: 1.4;
  color: var(--muted);
}

.empty-state {
  display: none;
  padding: 44px;
  text-align: center;
  color: var(--muted);
  border: 1.5px dashed var(--line);
  border-radius: var(--radius);
  font-size: 15.5px;
}
.empty-state.is-visible { display: block; }

/* ---------- Resources / Reads ---------- */

.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.resource-card { display: flex; flex-direction: column; padding: 30px 26px; }
.resource-card-top { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.resource-cat {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--gold-dark);
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
  border-radius: var(--btn-radius);
  padding: 4px 14px;
}
.resource-card h3 { font-size: 1.18rem; line-height: 1.35; margin-bottom: 10px; }
.resource-card p { font-size: 15px; color: var(--muted); flex: 1; }
.resource-meta {
  display: flex;
  gap: 16px;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
  font-size: 13.5px;
  color: var(--muted);
  font-weight: 500;
}

/* ---------- Resource Category Pills ---------- */

/* Base resource-cat pill */
.resource-cat {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  border-radius: var(--btn-radius);
  padding: 4px 14px;
  display: inline-block;
  /* Default: gold (fallback) */
  color: var(--gold-dark);
  background: var(--gold-soft);
  border: 1px solid var(--gold-border);
}

/* Original 5 categories */
.resource-cat--protection    { color: #1d4ed8; background: #eff6ff; border-color: #bfdbfe; }
.resource-cat--pr-singapore  { color: #6d28d9; background: #f5f3ff; border-color: #ddd6fe; }
.resource-cat--wealth        { color: #065f46; background: #ecfdf5; border-color: #a7f3d0; }
.resource-cat--retirement    { color: #92400e; background: #fffbeb; border-color: #fde68a; }
.resource-cat--market-updates{ color: #9f1239; background: #fff1f2; border-color: #fecdd3; }

/* New 9 library categories */
.resource-cat--insurance-101    { color: #1d4ed8; background: #eff6ff; border-color: #bfdbfe; }
.resource-cat--critical-illness { color: #be123c; background: #fff1f2; border-color: #fecdd3; }
.resource-cat--hospitalisation  { color: #0e7490; background: #ecfeff; border-color: #a5f3fc; }
.resource-cat--investing        { color: #065f46; background: #ecfdf5; border-color: #a7f3d0; }
.resource-cat--retirement       { color: #92400e; background: #fffbeb; border-color: #fde68a; }
.resource-cat--expats           { color: #4338ca; background: #eef2ff; border-color: #c7d2fe; }
.resource-cat--new-prs          { color: #6d28d9; background: #f5f3ff; border-color: #ddd6fe; }
.resource-cat--family-planning  { color: #9d174d; background: #fdf2f8; border-color: #fbcfe8; }
.resource-cat--money-psychology { color: #374151; background: #f9fafb; border-color: #e5e7eb; }

/* ---------- Social Cards ---------- */

.social-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; max-width: 820px; margin: 0 auto; }
.social-card { display: flex; align-items: center; gap: 20px; padding: 26px 30px; }
.social-card svg { width: 28px; height: 28px; color: var(--gold); flex: none; }
.social-card strong { font-family: var(--font-display); font-size: 17px; font-weight: 700; color: #ffffff; }
.social-card span { font-size: 14px; color: var(--muted-light); }
.social-card .arrow { margin-left: auto; width: 20px; height: 20px; color: var(--gold); }

/* ---------- FAQ Accordion ---------- */

.faq-list { max-width: 800px; margin: 0 auto; }
.faq-item {
  border: 1px solid rgba(224, 202, 159, 0.2);
  border-radius: var(--radius);
  background: var(--navy-900);
  margin-bottom: 14px;
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: border-color 0.2s ease;
}
.faq-item:hover { border-color: rgba(224, 202, 159, 0.4); }
.faq-item summary {
  list-style: none;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: 22px 28px;
  font-family: var(--font-display);
  font-size: 16.5px;
  font-weight: 700;
  color: #ffffff;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .faq-icon { flex: none; transition: transform 0.22s ease; color: var(--gold); }
.faq-item summary .faq-icon svg { width: 20px; height: 20px; }
.faq-item[open] summary .faq-icon { transform: rotate(45deg); }
.faq-item[open] summary { border-bottom: 1px solid rgba(224, 202, 159, 0.15); }
.faq-answer { padding: 20px 28px 24px; color: var(--muted-light); font-size: 16px; line-height: 1.65; max-width: 64ch; }
.faq-answer a { color: var(--gold); font-weight: 600; }

/* ---------- Final CTA ---------- */

.final-cta {
  padding: 48px 24px;
  text-align: center;
  background: #ffffff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-md);
  max-width: 860px;
  margin: 0 auto;
}
.final-cta .eyebrow { color: var(--gold-dark); }
.final-cta h2 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); max-width: 24ch; margin: 0 auto; color: var(--navy-950); }
.final-cta p { margin: 16px auto 0; color: var(--muted); max-width: 56ch; font-size: 17px; line-height: 1.6; }
.final-cta-actions { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 16px; margin-top: 36px; }

/* Dedicated high-visibility WhatsApp button for CTA */
.final-cta-actions .btn--whatsapp {
  background: var(--navy-900) !important;
  color: #ffffff !important;
  border: 1.5px solid var(--navy-900) !important;
  display: inline-flex !important;
  align-items: center !important;
  gap: 10px !important;
  font-weight: 700 !important;
  padding: 14px 28px !important;
  box-shadow: 0 4px 16px rgba(10, 24, 46, 0.2) !important;
}
.final-cta-actions .btn--whatsapp svg {
  color: #25d366 !important;
  width: 20px !important;
  height: 20px !important;
}
.final-cta-actions .btn--whatsapp:hover {
  background: #142f57 !important;
  border-color: var(--gold) !important;
  color: #ffffff !important;
  box-shadow: 0 8px 24px rgba(10, 24, 46, 0.3) !important;
  transform: translateY(-2px);
}

/* Technical Data Tags */
.tech-tag {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brand-blue-light);
  background: rgba(0, 75, 128, 0.08);
  border: 1px solid rgba(0, 75, 128, 0.18);
  padding: 4px 9px;
  border-radius: 4px;
  margin-bottom: 12px;
  align-self: flex-start;
}
.section--navy .tech-tag {
  color: var(--gold);
  background: rgba(224, 202, 159, 0.1);
  border-color: rgba(224, 202, 159, 0.25);
}

/* ---------- Inner Page Heroes ---------- */

.page-hero {
  background:
    radial-gradient(1000px 450px at 50% -80px, rgba(0, 75, 128, 0.45), transparent 75%),
    var(--navy-950);
  color: #ffffff;
  padding: 84px 0 92px;
  border-bottom: 1px solid rgba(224, 202, 159, 0.15);
}
.page-hero .h1 { font-size: clamp(2.2rem, 4vw, 3.4rem); letter-spacing: -0.03em; color: #ffffff; }
.page-hero .lead { margin-top: 18px; color: var(--muted-light); }
.page-hero-ctas { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 14px; color: var(--muted-light); margin-bottom: 20px; font-weight: 500; }
.breadcrumb a { color: var(--gold); font-weight: 600; }
.breadcrumb a:hover { color: #ffffff; }

/* ---------- Executive Page Hero (with Founder Media) ---------- */

.page-hero--executive {
  padding: 60px 0 72px;
}
.page-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(0, 0.85fr);
  gap: 48px;
  align-items: center;
}
.page-hero-copy,
.page-hero-media {
  display: flex;
  flex-direction: column;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}
.hero-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin: 22px 0 6px;
}
.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(224, 202, 159, 0.08);
  border: 1px solid rgba(224, 202, 159, 0.22);
  color: var(--gold-light);
  font-size: 13px;
  font-weight: 600;
  padding: 6px 14px;
  border-radius: 20px;
}
.page-hero-media {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
}
.page-hero-frame {
  position: relative;
  width: 100%;
  max-width: 380px;
  height: 480px;
  border-radius: 24px;
  overflow: hidden;
  background: var(--navy-900);
  border: 1.5px solid rgba(224, 202, 159, 0.4);
  box-shadow: 0 24px 50px rgba(4, 13, 27, 0.65), 0 0 24px rgba(224, 202, 159, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
}
.page-hero-frame--executive {
  background: radial-gradient(circle at 50% 32%, rgba(224, 202, 159, 0.28) 0%, rgba(10, 24, 46, 0.95) 68%), linear-gradient(180deg, #0d202b 0%, #050d18 100%);
  border: 1.5px solid rgba(224, 202, 159, 0.5);
  box-shadow: 0 28px 60px rgba(0, 0, 0, 0.75), 0 0 36px rgba(224, 202, 159, 0.22);
}
.page-hero-frame img,
.page-hero-frame-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 15%;
  display: block;
  transition: transform 0.4s var(--ease);
}
.page-hero-frame--executive .page-hero-frame-img {
  object-position: center 8%;
  filter: drop-shadow(0 14px 28px rgba(0, 0, 0, 0.45));
}
.page-hero-frame:hover img,
.page-hero-frame:hover .page-hero-frame-img {
  transform: scale(1.03);
}
.page-hero-frame-pill {
  position: absolute;
  bottom: 16px;
  left: 16px;
  right: 16px;
  background: rgba(10, 24, 46, 0.9);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border: 1px solid rgba(224, 202, 159, 0.4);
  border-radius: 14px;
  padding: 12px 16px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.45);
  z-index: 2;
}
.page-hero-frame-pill .pill-avatar {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1.5px solid var(--gold);
  object-fit: cover;
  flex-shrink: 0;
}
.page-hero-frame-pill .pill-info {
  display: flex;
  flex-direction: column;
  gap: 2px;
  text-align: left;
}
.page-hero-frame-pill .pill-name {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 700;
  color: #ffffff;
  letter-spacing: -0.01em;
}
.page-hero-frame-pill .pill-title {
  font-size: 11.5px;
  font-weight: 600;
  color: var(--gold);
}

.page-hero-portrait-card {
  position: relative;
  width: 100%;
  max-width: 380px;
  border-radius: 24px;
  background: radial-gradient(circle at 50% 25%, rgba(224, 202, 159, 0.22), rgba(15, 35, 66, 0.9) 70%);
  border: 1.5px solid rgba(224, 202, 159, 0.35);
  box-shadow: 0 20px 48px rgba(4, 13, 27, 0.6);
  padding: 20px 20px 0;
  text-align: center;
  overflow: hidden;
}
.page-hero-founder-img {
  width: 100%;
  max-height: 420px;
  object-fit: contain;
  object-position: bottom center;
  display: block;
  margin: 0 auto;
  filter: drop-shadow(0 14px 28px rgba(0, 0, 0, 0.45));
}
.portrait-badge {
  position: absolute;
  bottom: 14px;
  left: 14px;
  right: 14px;
  background: rgba(10, 24, 46, 0.9);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(224, 202, 159, 0.35);
  border-radius: 12px;
  padding: 10px 14px;
  text-align: left;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.portrait-badge-title {
  color: #ffffff;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
}
.portrait-badge-sub {
  color: var(--gold);
  font-size: 11.5px;
  font-weight: 600;
}

/* ---------- Sleek 01-04 Pillars Bento Grid (How I Help) ---------- */

.section--pillars {
  padding: 68px 0 84px;
  background: var(--bg);
}
.pillars-filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  justify-content: center;
  margin-bottom: 38px;
}
.pillar-filter-btn {
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
  padding: 9px 20px;
  border-radius: 30px;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--ink-2);
  cursor: pointer;
  transition: all var(--speed) var(--ease);
}
.pillar-filter-btn:hover {
  border-color: var(--gold);
  color: var(--ink);
  transform: translateY(-1px);
}
.pillar-filter-btn.is-active {
  background: var(--navy-900);
  border-color: var(--gold);
  color: var(--gold);
  box-shadow: 0 4px 14px rgba(10, 24, 46, 0.2);
}

.pillars-bento-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  align-items: stretch;
}
/* -------- CARD TYPE 3: PILLAR BENTO CARDS (how-i-help.html) --------
   Design: Editorial Split Cards — bold left rule in pillar accent colour,
   prominent number label, dark eyebrow, structured list with dash markers.
   Each pillar has its own accent colour signature.
   -------------------------------------------------------------------- */
.pillars-bento-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
  align-items: stretch;
}
.pillar-bento-card {
  position: relative;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 0;
  box-shadow: 0 2px 12px rgba(5, 13, 26, 0.055), 0 1px 4px rgba(5, 13, 26, 0.04);
  transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease);
  display: flex;
  flex-direction: column;
  scroll-margin-top: 100px;
  height: 100%;
  overflow: hidden;
}
.pillar-bento-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 42px rgba(5, 13, 26, 0.12), 0 4px 12px rgba(5, 13, 26, 0.06);
}
/* Pillar accent top bar */
.pillar-bento-card::before {
  content: "";
  display: block;
  height: 4px;
  width: 100%;
  background: var(--navy-900);
  flex-shrink: 0;
  border-radius: 20px 20px 0 0;
  transition: background 0.3s ease;
}
/* Per-pillar accent colours */
[data-pillar="protection"]::before  { background: linear-gradient(90deg, #1d4ed8, #3b82f6); }
[data-pillar="liquidity"]::before   { background: linear-gradient(90deg, #16a34a, #4ade80); }
[data-pillar="growth"]::before      { background: linear-gradient(90deg, #d97706, #fbbf24); }
[data-pillar="direction"]::before   { background: linear-gradient(90deg, #7c3aed, #a78bfa); }

/* Card inner content wrapper */
.pillar-bento-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 26px 0;
  margin-bottom: 14px;
  flex-shrink: 0;
}
.pillar-bento-num {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: none;
  border: none;
  padding: 0;
  border-radius: 0;
}
/* Per-pillar number colour */
[data-pillar="protection"] .pillar-bento-num  { color: #1d4ed8; }
[data-pillar="liquidity"]  .pillar-bento-num  { color: #16a34a; }
[data-pillar="growth"]     .pillar-bento-num  { color: #d97706; }
[data-pillar="direction"]  .pillar-bento-num  { color: #7c3aed; }

.pillar-bento-icon {
  width: 34px;
  height: 34px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-alt);
  color: var(--navy-900);
  border: 1px solid var(--line);
  flex-shrink: 0;
}
[data-pillar="protection"] .pillar-bento-icon { background: #eff6ff; border-color: #bfdbfe; color: #1d4ed8; }
[data-pillar="liquidity"]  .pillar-bento-icon { background: #f0fdf4; border-color: #bbf7d0; color: #16a34a; }
[data-pillar="growth"]     .pillar-bento-icon { background: #fffbeb; border-color: #fde68a; color: #d97706; }
[data-pillar="direction"]  .pillar-bento-icon { background: #f5f3ff; border-color: #ddd6fe; color: #7c3aed; }

.pillar-bento-card h2 {
  font-family: var(--font-display);
  font-size: clamp(1.2rem, 1.9vw, 1.42rem);
  margin: 0 26px 10px;
  color: var(--ink);
  line-height: 1.25;
  letter-spacing: -0.02em;
  font-weight: 800;
}
.pillar-bento-lead {
  font-size: clamp(14px, 1.3vw, 15px);
  line-height: 1.7;
  color: var(--muted);
  margin: 0 26px 18px;
  font-weight: 400;
}
.pillar-bento-list {
  list-style: none;
  margin: 0 26px 18px;
  padding: 0;
  display: grid;
  gap: 11px;
  flex-grow: 1;
}
.pillar-bento-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: clamp(13.5px, 1.2vw, 14.5px);
  line-height: 1.65;
  color: var(--ink-2);
}
.pillar-bento-list svg {
  width: 15px;
  height: 15px;
  flex-shrink: 0;
  margin-top: 3px;
  color: var(--gold-dark);
}
[data-pillar="protection"] .pillar-bento-list svg { color: #1d4ed8; }
[data-pillar="liquidity"]  .pillar-bento-list svg { color: #16a34a; }
[data-pillar="growth"]     .pillar-bento-list svg { color: #d97706; }
[data-pillar="direction"]  .pillar-bento-list svg { color: #7c3aed; }

.pillar-bento-note {
  margin: auto 0 0;
  padding: 16px 20px;
  background: #f8fafc;
  border-top: 1px solid var(--line);
  font-size: clamp(13px, 1.1vw, 14px);
  line-height: 1.65;
  color: var(--ink-2);
  flex-shrink: 0;
  border-radius: 0 0 20px 20px;
}
.pillar-bento-note strong {
  display: block;
  color: var(--ink);
  font-size: 11.5px;
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  margin-bottom: 5px;
  color: var(--gold-dark);
}

/* Backward compatibility for pillar-detail if used elsewhere */
.pillar-detail { padding: 56px 0; scroll-margin-top: 100px; border-bottom: 1px solid var(--line); }
.pillar-detail:last-of-type { border-bottom: none; }
.pillar-detail-grid { display: grid; grid-template-columns: 0.95fr 1.05fr; gap: 48px; align-items: start; }
.pillar-detail h2 { font-size: clamp(1.8rem, 3vw, 2.4rem); margin-bottom: 12px; }
.pillar-detail .lead { font-size: 16.5px; }
.pillar-detail-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.pillar-detail-list li {
  display: flex; gap: 14px; background: var(--white); border: 1px solid var(--line);
  border-radius: var(--radius); box-shadow: var(--shadow-sm); padding: 16px 18px;
  font-size: 15px; color: var(--ink-2);
}
.pillar-detail-list svg { width: 20px; height: 20px; color: var(--gold-dark); flex: none; margin-top: 2px; }
.pillar-note { margin-top: 22px; font-size: 14.5px; color: var(--ink-2); border-left: 3px solid var(--gold); padding-left: 16px; }

/* -------- CARD TYPE 4: AUDIENCE BENTO CARDS (who-i-help.html) --------
   Design: Narrative Profile Cards — strong persona header with large watermark
   number, distinct background per persona, conversational content structure.
   -------------------------------------------------------------------- */
.section--audiences {
  padding: 68px 0 84px;
  background: var(--bg);
}
.audiences-filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: center;
  margin-bottom: 36px;
}
.audience-filter-btn {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 700;
  padding: 9px 20px;
  border-radius: 30px;
  border: 1px solid var(--line);
  background: var(--white);
  color: var(--ink-2);
  cursor: pointer;
  transition: all var(--speed) var(--ease);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
}
.audience-filter-btn:hover {
  border-color: var(--navy-900);
  color: var(--ink);
  transform: translateY(-1px);
}
.audience-filter-btn.is-active {
  background: var(--navy-900);
  border-color: var(--gold);
  color: var(--gold);
  box-shadow: 0 4px 14px rgba(10, 24, 46, 0.2);
}

/* ---- Bento grid: 2-col on desktop ---- */
.audiences-bento-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  align-items: start;
}

.audience-bento-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 0;
  box-shadow: 0 2px 12px rgba(5, 13, 26, 0.055), 0 1px 4px rgba(5, 13, 26, 0.04);
  transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease);
  display: flex;
  flex-direction: column;
  scroll-margin-top: 100px;
  overflow: hidden;
}
.audience-bento-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 18px 42px rgba(5, 13, 26, 0.12), 0 4px 12px rgba(5, 13, 26, 0.06);
}

/* Header band — persona identity */
.audience-bento-header {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 24px 16px;
  border-bottom: 1px solid var(--line);
  background: var(--navy-950);
  overflow: hidden;
  flex-shrink: 0;
  border-radius: 20px 20px 0 0;
}
/* Large watermark persona number */
.audience-bento-header::before {
  content: attr(data-num);
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-50%);
  font-family: var(--font-display);
  font-size: 72px;
  font-weight: 900;
  color: rgba(255,255,255,0.06);
  line-height: 1;
  pointer-events: none;
  letter-spacing: -0.04em;
  user-select: none;
}
.audience-bento-num {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  border: none;
  padding: 0;
  background: none;
  white-space: nowrap;
}
.audience-bento-icon {
  width: 32px;
  height: 32px;
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(224, 202, 159, 0.12);
  color: var(--gold);
  border: 1px solid rgba(224, 202, 159, 0.25);
  flex-shrink: 0;
  z-index: 1;
}
/* Card body */
.audience-bento-card h2,
.audience-bento-card h3 {
  font-size: clamp(1.15rem, 1.8vw, 1.38rem);
  margin: 18px 24px 8px;
  color: var(--ink);
  line-height: 1.28;
  letter-spacing: -0.02em;
  font-weight: 800;
}
.audience-bento-lead {
  font-size: clamp(13.5px, 1.2vw, 14.5px);
  line-height: 1.72;
  color: var(--muted);
  margin: 0 24px 18px;
  font-weight: 400;
}

/* ---- Inner 2-col worries / help sub-grid ---- */
.audience-subgrid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin: 0 24px 16px;
}
.audience-subcol {
  background: #f8fafc;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px 14px;
  display: flex;
  flex-direction: column;
}
.audience-subcol--help {
  background: #f0fdf4;
  border-color: #bbf7d0;
}
.audience-subcol-title {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
  color: var(--muted);
  flex-shrink: 0;
}
.audience-subcol--help .audience-subcol-title {
  color: #15803d;
}
.audience-bento-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 9px;
}
.audience-bento-list li {
  display: flex;
  align-items: flex-start;
  gap: 8px;
  font-size: clamp(12.5px, 1.1vw, 13.5px);
  line-height: 1.62;
  color: var(--ink-2);
  word-break: break-word;
}
.audience-bento-list svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
  margin-top: 3px;
}
.audience-bento-list--worries svg { color: #dc2626; }
.audience-bento-list--help    svg { color: #16a34a; }

.audience-tags-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
  margin: 0 24px 14px;
  flex-shrink: 0;
}
/* Tech tags — muted bordered chips */
.audience-tags-strip .tech-tag {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 6px;
  background: var(--bg-alt);
  border: 1px solid var(--line);
  color: var(--ink-2);
}
.audience-bento-note {
  padding: 14px 16px;
  background: #fffbf2;
  border-top: 1px solid var(--line);
  font-size: clamp(12.5px, 1.1vw, 13.5px);
  line-height: 1.68;
  color: var(--ink-2);
  margin: 0 24px 16px;
  border-radius: 12px;
  border: 1px solid rgba(224, 202, 159, 0.4);
  border-left: 3px solid var(--gold-dark);
  flex-shrink: 0;
}
.audience-bento-note strong {
  display: block;
  color: var(--gold-dark);
  margin-bottom: 4px;
  font-size: 10.5px;
  font-family: var(--font-display);
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.audience-bento-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  padding: 16px 24px;
  border-top: 1px solid var(--line);
  flex-shrink: 0;
  background: #f8fafc;
  border-radius: 0 0 20px 20px;
  margin-top: auto;
}
.audience-bento-actions .btn {
  font-size: 13px;
  padding: 9px 16px;
}
.audience-bento-actions .btn--whatsapp {
  background: var(--navy-900) !important;
  color: #ffffff !important;
  border: 1.5px solid var(--navy-900) !important;
  box-shadow: 0 4px 14px rgba(10, 24, 46, 0.15) !important;
}
.audience-bento-actions .btn--whatsapp svg { color: #25d366 !important; }
.audience-bento-actions .btn--whatsapp:hover {
  background: #142f57 !important;
  border-color: var(--gold) !important;
  transform: translateY(-2px);
}

/* ---- Progressive disclosure: visual hook up front, narrative detail on click ---- */
.audience-bento-details {
  margin-top: auto;
  border-top: 1px solid var(--line);
}
.audience-bento-details > .audience-subgrid {
  margin-top: 18px;
}
.audience-bento-toggle {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 14px 24px;
  cursor: pointer;
  list-style: none;
  user-select: none;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13.5px;
  color: var(--navy-900);
  background: #f8fafc;
  border-radius: 0 0 20px 20px;
  transition: background var(--speed) var(--ease), color var(--speed) var(--ease);
}
.audience-bento-toggle::-webkit-details-marker { display: none; }
.audience-bento-toggle:hover { background: #eef2f7; color: var(--gold-dark); }
.audience-bento-toggle .atg-hide { display: none; }
details[open] > .audience-bento-toggle {
  border-radius: 0;
  background: var(--navy-900);
  color: #fff;
}
details[open] > .audience-bento-toggle:hover { background: #142f57; }
details[open] > .audience-bento-toggle .atg-show { display: none; }
details[open] > .audience-bento-toggle .atg-hide { display: inline; }
.audience-bento-toggle-chevron {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  transition: transform 0.25s ease;
}
details[open] > .audience-bento-toggle .audience-bento-toggle-chevron {
  transform: rotate(180deg);
  color: var(--gold);
}

/* ---------- Distinctive Process Roadmap (How It Works) ---------- */

.section--roadmap {
  background: linear-gradient(180deg, var(--navy-950) 0%, var(--navy-900) 100%);
  color: #ffffff;
  padding: 84px 0 92px;
  position: relative;
  overflow: hidden;
}
.roadmap-head {
  text-align: center;
  max-width: 760px;
  margin: 0 auto 52px;
}
.roadmap-head .eyebrow {
  color: var(--gold);
}
.roadmap-head .h2 {
  color: #ffffff;
  margin-top: 10px;
}
.roadmap-head .lead {
  color: var(--muted-light);
  margin-top: 12px;
}

.section--roadmap .section-head .h2 {
  color: #ffffff;
  margin-top: 10px;
}
.section--roadmap .section-head .lead {
  color: rgba(255, 255, 255, 0.82);
  margin-top: 12px;
}
.section--roadmap .section-head .eyebrow {
  color: var(--gold);
}

.roadmap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
  position: relative;
}
.roadmap-card {
  position: relative;
  z-index: 2;
  background: rgba(15, 35, 66, 0.82);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.18);
  border-radius: 20px;
  padding: 32px 28px;
  box-shadow: 0 12px 30px rgba(3, 10, 22, 0.5);
  display: flex;
  flex-direction: column;
  transition: transform var(--speed) var(--ease), border-color var(--speed) var(--ease), box-shadow var(--speed) var(--ease);
}
.roadmap-card:hover {
  transform: translateY(-6px);
  border-color: var(--gold);
  box-shadow: 0 18px 40px rgba(0, 0, 0, 0.6);
}
/* -------- ROADMAP CARD STYLES now defined above in premium card block --------
   The roadmap cards are dark navy stepped progression panels.
   See: CARD TYPE 5 block above for the full definition.
   The styles below re-affirm key values for cascade safety.
   ----------------------------------------------------------------------------- */
.roadmap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  position: relative;
}
.roadmap-card {
  position: relative;
  background: var(--navy-950);
  border: 1px solid rgba(224, 202, 159, 0.15);
  border-radius: 20px;
  padding: 0;
  color: #ffffff;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.32), 0 2px 8px rgba(0, 0, 0, 0.2);
  transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease), border-color var(--speed) var(--ease);
}
.roadmap-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 48px rgba(0, 0, 0, 0.45), 0 4px 12px rgba(0, 0, 0, 0.25);
  border-color: rgba(224, 202, 159, 0.4);
}
.roadmap-card-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  padding: 22px 22px 0;
  margin-bottom: 8px;
  flex-shrink: 0;
}
.roadmap-step-pill {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.12em;
  color: var(--gold);
  background: rgba(224, 202, 159, 0.1);
  padding: 5px 12px;
  border-radius: 20px;
  text-transform: uppercase;
  border: 1px solid rgba(224, 202, 159, 0.2);
  display: inline-flex;
  align-items: center;
  gap: 5px;
  box-shadow: none;
}
.roadmap-icon-wrap {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: rgba(224, 202, 159, 0.1);
  border: 1px solid rgba(224, 202, 159, 0.2);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s ease;
}
.roadmap-card:hover .roadmap-icon-wrap { background: rgba(224, 202, 159, 0.18); }
.roadmap-icon-wrap svg { width: 18px; height: 18px; }
.roadmap-card h3 {
  font-family: var(--font-display);
  font-size: clamp(1.1rem, 1.8vw, 1.28rem);
  color: #ffffff;
  margin: 0 22px 5px;
  line-height: 1.25;
  letter-spacing: -0.02em;
  font-weight: 800;
}
.roadmap-card-tagline {
  font-size: 12px;
  font-weight: 600;
  color: var(--gold);
  margin: 0 22px 12px;
  letter-spacing: 0.02em;
  font-style: italic;
}
.roadmap-card-desc {
  font-size: clamp(13.5px, 1.2vw, 14.5px);
  color: #94a3b8;
  line-height: 1.68;
  margin: 0 22px 16px;
}
.roadmap-deliverables {
  list-style: none;
  margin: 0 22px 20px;
  padding: 0;
  display: grid;
  gap: 9px;
  flex-grow: 1;
}
.roadmap-deliverables li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: clamp(13px, 1.1vw, 14px);
  color: #e2e8f0;
  line-height: 1.55;
}
.roadmap-deliverables svg {
  width: 15px;
  height: 15px;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}
.roadmap-outcome-badge {
  padding: 13px 22px;
  background: rgba(255,255,255,0.04);
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 11.5px;
  color: var(--gold-light);
  font-weight: 700;
  font-family: var(--font-display);
  letter-spacing: 0.05em;
  display: flex;
  align-items: center;
  gap: 8px;
  text-transform: uppercase;
  margin-top: auto;
  flex-shrink: 0;
}
.roadmap-outcome-badge svg { width: 13px; height: 13px; color: var(--gold); flex-shrink: 0; }
.roadmap-trust-strip {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 28px;
  margin-top: 48px;
  padding-top: 28px;
  border-top: 1px solid rgba(255, 255, 255, 0.1);
}
.roadmap-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13.5px;
  font-weight: 600;
  color: var(--muted-light);
}
.roadmap-trust-item svg {
  width: 17px;
  height: 17px;
  color: var(--gold);
}

/* ---------- Audience Sections (Who I Help) ---------- */

.audience-block { padding: 72px 0; scroll-margin-top: 100px; border-bottom: 1px solid var(--line); }
.audience-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 52px;
}
.audience-col h3 {
  font-family: var(--font-display);
  font-size: 14px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 800;
  margin-bottom: 16px;
}
.audience-col ul { list-style: none; margin: 0; padding: 0; display: grid; }
.audience-col li {
  display: flex;
  gap: 12px;
  font-size: 16px;
  color: var(--ink-2);
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
}
.audience-col li:last-child { border-bottom: none; }
.audience-col li svg { width: 20px; height: 20px; color: var(--gold-dark); flex: none; margin-top: 3px; }

/* ---------- About Page Details ---------- */

.credentials-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  margin-top: 48px;
}
.credential-card {
  /* Styles for credential-card are defined in the premium card block above.
     The overrides here are intentionally removed in favour of specificity
     from the dedicated .credential-card rules in the premium block. */
}

.story-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
}
.story-copy p { color: var(--ink-2); margin-bottom: 20px; font-size: 16.5px; }
.quote-panel {
  background: var(--navy-900);
  border-left: 4px solid var(--gold);
  border-radius: 4px var(--radius) var(--radius) 4px;
  padding: 28px 32px;
  font-family: var(--font-serif);
  font-size: 18px;
  font-style: italic;
  line-height: 1.6;
  color: #ffffff;
}

/* ---------- Contact Page & Forms ---------- */

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.25fr;
  gap: 64px;
  align-items: start;
}
.contact-methods { display: grid; gap: 16px; }
.contact-method {
  display: flex;
  align-items: center;
  gap: 18px;
  padding: 20px 24px;
  border-radius: var(--radius);
  background: var(--white);
  border: 1px solid var(--line);
  box-shadow: var(--shadow-sm);
}
.contact-method .icon-badge { margin: 0; width: 48px; height: 48px; }
.contact-method strong { font-family: var(--font-display); display: block; font-size: 16px; font-weight: 700; }
.contact-method span { font-size: 14.5px; color: var(--muted); }

.form-card { padding: 40px; }
.form-card h2 { font-size: 1.5rem; margin-bottom: 8px; }
.form-card > p { color: var(--muted); font-size: 15.5px; margin-bottom: 28px; }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-field { display: flex; flex-direction: column; gap: 8px; }
.form-field--full { grid-column: 1 / -1; }
.form-field label { font-family: var(--font-display); font-size: 13.5px; font-weight: 700; color: var(--ink-2); }
.form-field input, .form-field select, .form-field textarea {
  font-family: inherit;
  font-size: 16px;
  color: var(--ink);
  background: var(--bg-soft);
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 13px 16px;
  width: 100%;
  transition: all 0.2s ease;
}
.form-field input:focus, .form-field select:focus, .form-field textarea:focus {
  outline: none;
  border-color: var(--gold-dark);
  background: var(--white);
  box-shadow: 0 0 0 3px var(--gold-soft);
}
.form-field textarea { min-height: 120px; resize: vertical; }
.form-note { font-size: 13.5px; color: var(--muted); margin-top: 14px; }
.form-submit { display: flex; flex-wrap: wrap; align-items: center; gap: 16px; margin-top: 26px; }
.form-status {
  display: none;
  font-size: 15px;
  color: var(--navy-950);
  background: var(--gold-light);
  border: 1px solid var(--gold);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  margin-top: 20px;
}
.form-status.is-visible { display: block; }

.radio-group { display: flex; gap: 10px; flex-wrap: wrap; }
.radio-group label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 600;
  color: var(--ink-2);
  border: 1.5px solid var(--line);
  border-radius: var(--btn-radius);
  padding: 8px 18px;
  cursor: pointer;
  background: var(--white);
  transition: all 0.16s ease;
}
.radio-group input { width: auto; accent-color: var(--gold-dark); }
.radio-group label:has(input:checked) {
  border-color: var(--gold-dark);
  background: var(--gold-soft);
  color: var(--navy-950);
  font-weight: 700;
}

/* ---------- Article Pages ---------- */

.article-hero {
  background:
    radial-gradient(1000px 400px at 50% 0%, rgba(0, 75, 128, 0.4), transparent 70%),
    var(--navy-950);
  color: #ffffff;
  padding: 64px 0 80px;
  border-bottom: 1px solid rgba(224, 202, 159, 0.15);
}
.article-hero .h1 { font-size: clamp(2rem, 3.8vw, 3rem); letter-spacing: -0.025em; color: #ffffff; }
.article-hero .breadcrumb { color: var(--muted-light); }
.article-hero .resource-cat { display: inline-block; }
.article-body {
  max-width: 740px;
  margin: 0 auto;
  padding: 64px 0 104px;
  font-size: 17px;
  line-height: 1.75;
}
.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  align-items: center;
  font-size: 14.5px;
  color: var(--muted);
  margin-bottom: 30px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--line);
}
.article-meta svg { width: 17px; height: 17px; vertical-align: -3px; margin-right: 6px; color: var(--gold-dark); }
.article-body h2 { font-size: 1.55rem; margin: 44px 0 16px; }
.article-body h3 { font-size: 1.25rem; margin: 32px 0 12px; }
.article-body p { margin-bottom: 20px; color: var(--ink-2); }
.article-body ul { margin: 0 0 20px; padding-left: 24px; color: var(--ink-2); }
.article-body li { margin-bottom: 10px; }
.takeaway {
  background: #fdfbf7;
  border-left: 4px solid var(--gold);
  border-radius: 4px var(--radius) var(--radius) 4px;
  padding: 28px 32px;
  margin: 38px 0;
  border: 1px solid var(--line-gold);
  border-left-width: 4px;
}
.takeaway strong {
  display: block;
  font-family: var(--font-display);
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 10px;
}
.takeaway p { margin: 0; color: var(--ink); font-size: 16.5px; }
.disclaimer-note {
  font-size: 13.5px;
  color: var(--muted);
  border-top: 1px solid var(--line);
  margin-top: 48px;
  padding-top: 22px;
}

.related-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }

/* ---------- Legal Pages ---------- */

.legal-body { max-width: 740px; margin: 0 auto; padding-bottom: 104px; }
.legal-body h2 { font-size: 1.4rem; margin: 40px 0 14px; }
.legal-body p { color: var(--ink-2); margin-bottom: 18px; }

/* ---------- Footer (GFC Advice Luxury Navy & Gold) ---------- */

.site-footer {
  background: var(--navy-950);
  color: var(--muted-light);
  padding: 80px 0 96px; /* Generous bottom padding so footer is never jammed or cut off at bottom of screen */
  margin-top: 104px;
  border-top: 1px solid rgba(224, 202, 159, 0.16);
  position: relative;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.1fr;
  gap: 48px;
}

.footer-brand .brand { color: #fff; margin-bottom: 18px; }
.footer-brand p { font-size: 14.5px; line-height: 1.65; max-width: 34ch; color: var(--muted-light); margin-bottom: 20px; }

.footer-col h3 {
  font-family: var(--font-display);
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  font-weight: 800;
}

.footer-col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }

.footer-col a {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: #cbd5e1;
  font-size: 14.5px;
  text-decoration: none;
  transition: all 0.18s ease;
}

.footer-col a:hover { color: var(--gold); text-decoration: none; transform: translateX(3px); }
.footer-col a svg { width: 16px; height: 16px; flex: none; color: var(--gold); }

/* Regulatory & Disclaimer Wrap */
.footer-disclaimer-wrap {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.footer-regulatory-badges {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
}

.footer-reg-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: rgba(224, 202, 159, 0.08);
  border: 1px solid rgba(224, 202, 159, 0.22);
  border-radius: 999px;
  font-size: 11.5px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.footer-reg-pill svg {
  width: 14px;
  height: 14px;
  color: var(--gold);
  flex-shrink: 0;
}

.footer-disclaimer {
  font-size: 12.5px;
  line-height: 1.7;
  color: #8198ab;
  width: 100%;
  margin: 0;
}

/* Footer Bottom Bar */
.footer-bottom {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
  justify-content: space-between;
  margin-top: 24px;
  padding-top: 22px;
  padding-bottom: 24px; /* Extra bottom breathing room */
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  font-size: 13px;
  color: #8198ab;
}

.footer-bottom-actions {
  display: flex;
  align-items: center;
  gap: 18px;
  padding-right: 220px;
}

@media (max-width: 900px) {
  .footer-bottom-actions {
    padding-right: 0;
  }
}

.footer-back-to-top {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 999px;
  color: #cbd5e1;
  font-size: 12.5px;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.2s ease;
  text-decoration: none;
}

.footer-back-to-top:hover {
  background: rgba(224, 202, 159, 0.16);
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
  text-decoration: none;
}

.footer-back-to-top svg {
  width: 13px;
  height: 13px;
  color: currentColor;
}

.footer-cta-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold);
  font-weight: 700;
  font-size: 13.5px;
  text-decoration: none;
  transition: all 0.2s ease;
}

.footer-cta-link:hover {
  color: #ffffff;
  text-decoration: none;
  transform: translateX(2px);
}

/* ---------- Mobile Sticky CTA (Frosted Glass Pill Bar) ---------- */

.mobile-cta {
  display: none;
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 150;
  background: rgba(5, 13, 26, 0.94);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-top: 1px solid rgba(224, 202, 159, 0.2);
  padding: 10px 14px calc(10px + env(safe-area-inset-bottom, 14px));
  box-shadow: 0 -10px 30px -10px rgba(0, 0, 0, 0.7);
  box-sizing: border-box;
  width: 100%;
  max-width: 100vw;
}
.mobile-cta-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  max-width: 480px;
  margin: 0 auto;
  box-sizing: border-box;
  width: 100%;
}
.mobile-cta .btn {
  padding: 10px 8px;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: -0.01em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  text-align: center;
  justify-content: center;
  min-width: 0;
  box-sizing: border-box;
}
.mobile-cta .btn svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}

/* ---------- Reveal Animation ---------- */

.reveal { opacity: 0; transform: translateY(20px) scale(0.99); transition: opacity 0.55s ease, transform 0.55s ease; }
.reveal.is-visible { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  * { transition-duration: 0.01ms !important; animation-duration: 0.01ms !important; }
}

/* ---------- Responsive Breakpoints ---------- */

@media (max-width: 1080px) {
  .hero-grid { gap: 40px; }
  .pillars-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { columns: 2; }
  .resources-grid { grid-template-columns: repeat(2, 1fr); }
  .credentials-grid { grid-template-columns: repeat(2, 1fr); }
  .related-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ---------- Interactive Navigator (Where Are You Right Now?) ---------- */

.navigator-section {
  position: relative;
  background: linear-gradient(180deg, #f7f9fa 0%, #edf3f5 100%);
  padding: 80px 0 90px;
  overflow: hidden;
}

.navigator-mode-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: 36px;
}

.navigator-mode-toggle {
  display: inline-flex;
  background: rgba(15, 34, 43, 0.06);
  padding: 5px;
  border-radius: 999px;
  border: 1px solid rgba(15, 34, 43, 0.1);
  gap: 6px;
}

.nav-mode-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 22px;
  border-radius: 999px;
  border: none;
  background: transparent;
  font-family: var(--font-body);
  font-size: 14.5px;
  font-weight: 700;
  color: var(--ink-2);
  cursor: pointer;
  transition: all 0.22s var(--ease);
}
.nav-mode-btn svg { width: 16px; height: 16px; flex: none; }

.nav-mode-btn.is-active {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 4px 14px rgba(15, 34, 43, 0.25);
}

.nav-mode-btn:hover:not(.is-active) {
  color: var(--navy);
  background: rgba(15, 34, 43, 0.05);
}

/* Selector Grid */
.navigator-chips-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 14px;
  margin-bottom: 32px;
}

.nav-chip-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 16px 12px;
  background: var(--white);
  border: 1.5px solid var(--line);
  border-radius: 14px;
  cursor: pointer;
  transition: all 0.22s var(--ease);
  box-shadow: 0 2px 8px rgba(15, 34, 43, 0.04);
}

.nav-chip-btn:hover {
  transform: translateY(-3px);
  border-color: var(--gold-border);
  box-shadow: 0 6px 18px rgba(15, 34, 43, 0.08);
}

.nav-chip-btn.is-active {
  background: #ffffff;
  border-color: var(--gold-dark);
  box-shadow: 0 0 0 2px var(--gold), 0 8px 22px rgba(224, 202, 159, 0.35);
  transform: translateY(-3px);
}

.nav-chip-icon {/* -------- CARD TYPE 5: ROADMAP CARDS (index.html — How It Works) --------
   Design: Dark Stepped Progression Panels — dark navy glass with phase number
   as large background element, gold accent details, outcome badge at bottom.
   -------------------------------------------------------------------- */
.roadmap-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  position: relative;
}
/* Connector line between cards */
.roadmap-grid::before {
  content: "";
  position: absolute;
  top: 42px;
  left: calc(100% / 6);
  right: calc(100% / 6);
  height: 1px;
  background: linear-gradient(90deg, rgba(224, 202, 159, 0.12), rgba(224, 202, 159, 0.5), rgba(224, 202, 159, 0.12));
  pointer-events: none;
  z-index: 0;
}
.roadmap-card {
  position: relative;
  background: var(--navy-950);
  border: 1px solid rgba(224, 202, 159, 0.14);
  border-radius: 20px;
  padding: 0;
  color: #ffffff;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.32), 0 2px 8px rgba(0, 0, 0, 0.2);
  transition: transform var(--speed) var(--ease), box-shadow var(--speed) var(--ease), border-color var(--speed) var(--ease);
  z-index: 1;
}
.roadmap-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 22px 48px rgba(0, 0, 0, 0.45), 0 4px 12px rgba(0, 0, 0, 0.25);
  border-color: rgba(224, 202, 159, 0.4);
}
/* Phase number watermark in top-right */
.roadmap-card-top {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  padding: 22px 22px 0;
  position: relative;
  margin-bottom: 6px;
  flex-shrink: 0;
}
.roadmap-step-pill {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 800;
  letter-spacing: 0.12em;
  color: var(--gold);
  background: rgba(224, 202, 159, 0.1);
  padding: 5px 12px;
  border-radius: 20px;
  text-transform: uppercase;
  border: 1px solid rgba(224, 202, 159, 0.2);
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
/* Step number as large phase watermark */
.roadmap-step-pill::before {
  content: attr(data-step-num, "");
}
.roadmap-icon-wrap {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: rgba(224, 202, 159, 0.1);
  border: 1px solid rgba(224, 202, 159, 0.2);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 0.2s ease;
}
.roadmap-card:hover .roadmap-icon-wrap {
  background: rgba(224, 202, 159, 0.18);
}
.roadmap-icon-wrap svg { width: 18px; height: 18px; }
.roadmap-card h3 {
  font-family: var(--font-display);
  font-size: clamp(1.1rem, 1.8vw, 1.28rem);
  color: #ffffff;
  margin: 0 22px 5px;
  line-height: 1.25;
  letter-spacing: -0.02em;
  font-weight: 800;
}
.roadmap-card-tagline {
  font-size: 12px;
  font-weight: 600;
  color: var(--gold);
  margin: 0 22px 12px;
  letter-spacing: 0.02em;
  font-style: italic;
}
.roadmap-card-desc {
  font-size: clamp(13.5px, 1.2vw, 14.5px);
  color: #94a3b8;
  line-height: 1.68;
  margin: 0 22px 16px;
}
.roadmap-deliverables {
  list-style: none;
  margin: 0 22px 20px;
  padding: 0;
  display: grid;
  gap: 9px;
  flex-grow: 1;
}
.roadmap-deliverables li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: clamp(13px, 1.1vw, 14px);
  color: #e2e8f0;
  line-height: 1.55;
}
.roadmap-deliverables svg {
  width: 15px;
  height: 15px;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}
.roadmap-outcome-badge {
  padding: 13px 22px;
  background: rgba(255,255,255,0.04);
  border-top: 1px solid rgba(255,255,255,0.08);
  font-size: 12px;
  color: var(--gold-light);
  font-weight: 700;
  font-family: var(--font-display);
  letter-spacing: 0.04em;
  display: flex;
  align-items: center;
  gap: 8px;
  text-transform: uppercase;
  margin-top: auto;
  flex-shrink: 0;
}
.roadmap-outcome-badge svg { width: 14px; height: 14px; color: var(--gold); flex-shrink: 0; }round: #f1f5f9;
  border: 1px solid rgba(15, 34, 43, 0.06);
  transition: all 0.2s ease;
}

.nav-chip-icon svg {
  width: 22px;
  height: 22px;
  stroke: var(--navy);
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  transition: all 0.2s ease;
}

.nav-chip-btn:hover .nav-chip-icon {
  transform: scale(1.06);
  background: #e2e8f0;
}

.nav-chip-btn.is-active .nav-chip-icon {
  background: rgba(224, 202, 159, 0.22);
  border-color: rgba(199, 169, 114, 0.45);
}

.nav-chip-btn.is-active .nav-chip-icon svg {
  stroke: var(--gold-dark);
}

.nav-chip-title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 800;
  color: var(--ink);
  line-height: 1.25;
  margin-bottom: 2px;
}

.nav-chip-subtitle {
  font-size: 11.5px;
  color: var(--muted);
  line-height: 1.2;
}

/* Active Blueprint Card */
.navigator-blueprint-card {
  background: #ffffff;
  border: 1px solid rgba(199, 169, 114, 0.3);
  border-radius: 20px;
  padding: 40px 44px;
  box-shadow: 0 12px 36px rgba(15, 34, 43, 0.08), 0 2px 6px rgba(15, 34, 43, 0.04);
  transition: opacity 0.25s ease, transform 0.25s ease;
}

.blueprint-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 20px;
  margin-bottom: 26px;
  padding-bottom: 22px;
  border-bottom: 1px solid var(--line);
}

.blueprint-meta-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-dark);
  background: var(--gold-soft);
  padding: 4px 12px;
  border-radius: 999px;
  margin-bottom: 10px;
}

.blueprint-headline {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 800;
  color: var(--ink);
  line-height: 1.3;
  margin-bottom: 8px;
}

.blueprint-desc {
  font-size: 16px;
  color: var(--ink-2);
  line-height: 1.5;
  max-width: 820px;
}

/* Blueprint Main Grid */
.blueprint-layout {
  display: grid;
  grid-template-columns: 1.1fr 1.3fr;
  gap: 36px;
  margin-bottom: 32px;
}

.blueprint-col-title {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-size: 16px;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 16px;
  letter-spacing: -0.01em;
}

.blueprint-col-title svg {
  width: 18px;
  height: 18px;
  color: var(--gold-dark);
}

/* Questions Box */
.blueprint-questions-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.blueprint-question-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px 16px;
  background: #f8fafb;
  border-radius: 12px;
  border: 1px solid var(--line);
  font-size: 14.5px;
  line-height: 1.45;
  color: var(--ink-2);
}

.blueprint-question-item svg {
  width: 16px;
  height: 16px;
  color: var(--gold-dark);
  flex-shrink: 0;
  margin-top: 3px;
}

/* 4-Pillar Grid inside card */
.blueprint-pillars-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.blueprint-pillar-box {
  padding: 18px 20px;
  background: #fbfcfc;
  border-radius: 14px;
  border: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: border-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
  position: relative;
  overflow: hidden;
}

.blueprint-pillar-box::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 4px;
  height: 100%;
  background: var(--line);
  transition: background 0.2s ease;
}

.blueprint-pillar-box:hover {
  border-color: var(--gold-border);
  background: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(15, 34, 43, 0.05);
}

.blueprint-pillar-box:nth-child(1)::before { background: #3b82f6; }
.blueprint-pillar-box:nth-child(2)::before { background: #10b981; }
.blueprint-pillar-box:nth-child(3)::before { background: #f59e0b; }
.blueprint-pillar-box:nth-child(4)::before { background: #8b5cf6; }

.blueprint-pillar-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--navy);
}

.blueprint-pillar-label svg {
  width: 15px;
  height: 15px;
  stroke: currentColor;
  stroke-width: 2;
  stroke-linecap: round;
  stroke-linejoin: round;
  fill: none;
  flex-shrink: 0;
}

.blueprint-pillar-box:nth-child(1) .blueprint-pillar-label { color: #2563eb; }
.blueprint-pillar-box:nth-child(2) .blueprint-pillar-label { color: #059669; }
.blueprint-pillar-box:nth-child(3) .blueprint-pillar-label { color: #d97706; }
.blueprint-pillar-box:nth-child(4) .blueprint-pillar-label { color: #7c3aed; }

.blueprint-pillar-text {
  font-size: 13.5px;
  line-height: 1.5;
  color: var(--ink-2);
}

/* Advisor Take Box */
.blueprint-advisor-box {
  display: flex;
  align-items: center;
  gap: 18px;
  background: linear-gradient(135deg, rgba(15, 34, 43, 0.03) 0%, rgba(224, 202, 159, 0.12) 100%);
  border-left: 4px solid var(--gold-dark);
  padding: 18px 22px;
  border-radius: 0 14px 14px 0;
  margin-bottom: 28px;
}

.advisor-quote-text {
  font-size: 14.5px;
  font-style: italic;
  color: var(--ink);
  line-height: 1.5;
  margin-bottom: 4px;
}

.advisor-quote-author {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--gold-dark);
}

/* Blueprint Actions Row */
.blueprint-actions-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  padding-top: 20px;
  border-top: 1px solid var(--line);
}

.blueprint-buttons-group {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-wrap: wrap;
}

.blueprint-deep-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14.5px;
  font-weight: 700;
  color: var(--navy);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color 0.2s ease;
}

.blueprint-deep-link:hover {
  color: var(--gold-dark);
}

@media (max-width: 1080px) {
  /* On medium screens: keep bento grids 2-col but tighten gap */
  .audiences-bento-grid { gap: 18px; }
  .audience-subgrid { grid-template-columns: 1fr 1fr; gap: 12px; }
  .audience-bento-card h2, .audience-bento-card h3 { font-size: clamp(1.1rem, 1.7vw, 1.35rem); }
}

@media (max-width: 900px) {
  body.has-sticky-cta .site-footer {
    padding-bottom: calc(180px + env(safe-area-inset-bottom, 24px));
  }
  .site-footer {
    padding-bottom: calc(150px + env(safe-area-inset-bottom, 24px));
    margin-top: 72px;
  }
  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding-bottom: 20px;
  }
  .footer-bottom-actions {
    padding-right: 0;
    width: 100%;
    justify-content: space-between;
  }
  .mobile-cta { display: block; }
  .section { padding: 72px 0; }

  .main-nav, .header-actions .btn { display: none; }
  .nav-toggle { display: inline-flex; }

  .hero { padding: 48px 0 64px; }
  .hero-grid { grid-template-columns: 1fr; gap: 44px; }
  .hero-media-wrap { max-width: 480px; margin: 0 auto; width: 100%; }
  .hero-stat-card--bottom { left: 10px; bottom: 16px; }
  .hero-stat-card--top { right: 10px; top: 16px; }
  .hero-stat-card--top-left { left: 10px; top: 16px; right: auto; }
  .hero-stat-card--bottom-right { right: 10px; bottom: 16px; left: auto; }

  .page-hero-grid { grid-template-columns: minmax(0, 1fr) !important; gap: 36px; }
  .page-hero-portrait-card { max-width: 320px; }
  .page-hero-frame { max-width: 340px; height: 440px; }

  /* Bento grids go single column on tablet */
  .pillars-bento-grid { grid-template-columns: 1fr; gap: 18px; }
  .audiences-bento-grid { grid-template-columns: 1fr; gap: 18px; }
  /* Sub-grid stays 2-col on tablet for better use of space */
  .audience-subgrid { grid-template-columns: 1fr 1fr; gap: 12px; }

  .roadmap-grid { grid-template-columns: 1fr; }
  .client-stories { grid-template-columns: 1fr; }

  .situations-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
  .process-grid { grid-template-columns: 1fr; }
  .step-line { display: none; }
  .about-grid, .story-grid { grid-template-columns: 1fr; gap: 40px; }
  .pillar-detail-grid { grid-template-columns: 1fr; gap: 32px; }
  .audience-grid { grid-template-columns: 1fr; gap: 32px; }
  .contact-grid { grid-template-columns: 1fr; gap: 40px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 40px; }
  .trust-strip ul { grid-template-columns: 1fr; }
  .trust-strip li + li { border-left: none; border-top: 1px solid var(--line); }

  .navigator-chips-grid { grid-template-columns: repeat(3, 1fr); }
  .blueprint-layout { grid-template-columns: 1fr; gap: 24px; }
  .navigator-blueprint-card { padding: 28px 22px; }
  .blueprint-pillars-grid { grid-template-columns: 1fr; }
  .blueprint-actions-row { flex-direction: column; align-items: stretch; }
  .blueprint-buttons-group { flex-direction: column; width: 100%; }
  .blueprint-buttons-group .btn { width: 100%; justify-content: center; }
  .blueprint-deep-link { justify-content: center; }
}

@media (max-width: 640px) {
  /* Sub-grid goes single column on phone */
  .audience-subgrid { grid-template-columns: 1fr; gap: 10px; }
  .audiences-bento-grid { gap: 14px; }
  .situations-grid { grid-template-columns: 1fr; gap: 14px; }
  .testimonials-grid { columns: 1; }
  .resources-grid { grid-template-columns: 1fr; }
  .audience-bento-actions {
    padding: 14px 14px;
    flex-direction: column;
    align-items: stretch;
    width: 100%;
    box-sizing: border-box;
  }
  .audience-bento-actions .btn {
    width: 100%;
    justify-content: center;
    box-sizing: border-box;
    white-space: normal;
    text-align: center;
  }
}

@media (max-width: 560px) {
  .container { padding-left: 18px; padding-right: 18px; }
  .hero-title { font-size: 2.1rem; }
  .page-hero-frame { max-width: 300px; height: 390px; }
  .pillars-grid, .credentials-grid, .related-grid { grid-template-columns: 1fr; }
  .pillars-filter-bar, .audiences-filter-bar { gap: 5px; }
  .pillar-filter-btn, .audience-filter-btn { font-size: 11.5px; padding: 7px 13px; }
  .pillar-bento-card, .audience-bento-card { padding: 22px 18px 20px; }
  .audience-bento-header { padding: 12px 14px; gap: 8px; }
  .audience-bento-num { white-space: normal; font-size: 10px; letter-spacing: 0.05em; }
  .audience-bento-card h2, .audience-bento-card h3 { font-size: 1.15rem; margin: 14px 14px 8px; }
  .roadmap-card { padding: 22px 18px; }
  .roadmap-trust-strip { gap: 14px; flex-direction: column; align-items: flex-start; }
  .social-grid { grid-template-columns: 1fr; }
  .form-grid { grid-template-columns: 1fr; }
  .form-card { padding: 26px 18px; }
  .final-cta { padding: 36px 14px; }
  .hero-ctas .btn { width: 100%; }
  .page-hero { padding: 44px 0 52px; }
  .page-hero .h1 { font-size: clamp(1.85rem, 7.5vw, 2.5rem); line-height: 1.15; }
  .page-hero-ctas { flex-direction: column; gap: 10px; width: 100%; }
  .page-hero-ctas .btn { width: 100%; justify-content: center; text-align: center; }
  .footer-grid { grid-template-columns: 1fr; gap: 36px; }
  .mobile-cta .btn { padding: 10px 8px; font-size: 13px; }
  .hero-stat-card {
    position: static !important;
    margin: 10px auto;
    width: 100%;
    max-width: 320px;
    box-sizing: border-box;
    left: auto !important;
    right: auto !important;
    top: auto !important;
    bottom: auto !important;
  }
  .hero-stat-card .stat-value { font-size: 18px; }
  .hero-stat-card .stat-label { font-size: 11.5px; }

  .navigator-chips-grid { grid-template-columns: repeat(2, 1fr); }
  .blueprint-headline { font-size: 20px; }
  .blueprint-desc { font-size: 14.5px; }
  .navigator-mode-toggle { width: 100%; }
  .nav-mode-btn { flex: 1; justify-content: center; font-size: 13px; padding: 8px 12px; }
}

/* ==========================================================================
   Facet-Inspired Educational Guide Cards (Financial Education Content)
   ========================================================================== */

.guide-cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(min(100%, 280px), 1fr));
  gap: 24px;
  margin-top: 28px;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

@media (max-width: 768px) {
  .guide-cards-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 20px;
  }
}

.guide-card {
  background: #ffffff;
  border: 1px solid rgba(15, 23, 42, 0.08);
  border-radius: 16px;
  padding: 30px 26px 22px;
  box-shadow: 0 4px 20px -2px rgba(15, 23, 42, 0.04);
  display: flex;
  flex-direction: column;
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s ease, border-color 0.25s ease;
  position: relative;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

@media (max-width: 480px) {
  .guide-card {
    padding: 20px 14px 18px;
  }
}

.guide-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 14px 32px -4px rgba(15, 23, 42, 0.08);
  border-color: rgba(14, 116, 144, 0.25);
}

.guide-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 16px;
}

.guide-card-header .guide-read-time {
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
  display: inline-flex;
  align-items: center;
  gap: 5px;
}

.guide-card-title {
  font-family: var(--font-display);
  font-size: clamp(1.35rem, 2.2vw, 1.55rem);
  font-weight: 800;
  color: var(--ink);
  line-height: 1.25;
  margin-bottom: 14px;
}

.guide-card-body {
  font-size: 14.5px;
  line-height: 1.68;
  color: #334155;
  margin-bottom: 18px;
  flex-grow: 1;
}

.guide-card-body p {
  margin-bottom: 10px;
}

.guide-card-body p:last-child {
  margin-bottom: 0;
}

.guide-checklist-wrap {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  padding: 16px 18px;
  margin-bottom: 18px;
}

.guide-checklist-title {
  font-size: 11.5px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #64748b;
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}

.guide-checklist-title svg {
  width: 14px;
  height: 14px;
  color: var(--teal);
}

.guide-checklist-items {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.guide-checklist-item {
  font-size: 13.5px;
  line-height: 1.45;
  color: #1e293b;
  display: flex;
  align-items: flex-start;
  gap: 8px;
}

.guide-checklist-item svg {
  width: 14px;
  height: 14px;
  color: #0d9488;
  flex-shrink: 0;
  margin-top: 3px;
}

.guide-takeaway-box {
  background: linear-gradient(135deg, rgba(240, 253, 250, 0.95) 0%, rgba(204, 251, 241, 0.45) 100%);
  border-left: 3.5px solid #0d9488;
  border-radius: 0 10px 10px 0;
  padding: 12px 15px;
  margin-bottom: 20px;
}

.guide-takeaway-label {
  font-size: 10.5px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #0f766e;
  margin-bottom: 3px;
  display: block;
}

.guide-takeaway-text {
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
  font-style: italic;
  color: #0f172a;
  line-height: 1.42;
  margin: 0;
}

.guide-card-actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 14px;
  border-top: 1px solid #f1f5f9;
  margin-top: auto;
}

.guide-chat-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12.5px;
  font-weight: 700;
  color: #047857;
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  border-radius: 7px;
  padding: 6px 12px;
  text-decoration: none;
  transition: all 0.2s ease;
}

.guide-chat-btn:hover {
  background: #d1fae5;
  border-color: #6ee7b7;
  color: #065f46;
}

.guide-chat-btn svg {
  width: 14px;
  height: 14px;
}

.guide-deep-dive-link {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  font-size: 12.5px;
  font-weight: 700;
  color: var(--navy);
  text-decoration: none;
  transition: gap 0.2s ease, color 0.2s ease;
}

.guide-deep-dive-link:hover {
  gap: 7px;
  color: var(--teal);
}

.guide-deep-dive-link svg {
  width: 13px;
  height: 13px;
  transition: transform 0.2s ease;
}

.guide-deep-dive-link:hover svg {
  transform: translateX(2px);
}

/* Page 7 Educational Disclaimer Card */
.guide-disclaimer-card {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px 28px;
  margin-top: 44px;
  display: flex;
  gap: 18px;
  align-items: flex-start;
}

.guide-disclaimer-icon {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: #e2e8f0;
  color: #475569;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 2px;
}

.guide-disclaimer-icon svg {
  width: 18px;
  height: 18px;
}

.guide-disclaimer-content h4 {
  font-family: var(--font-display);
  font-size: 14.5px;
  font-weight: 800;
  color: #1e293b;
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* ==========================================================================
   Creative Narrative Flow & Facet-Style Low-Cognitive-Load Components
   ========================================================================== */

/* Empathy Bridge: Old Way vs. Jeya Way Comparison */
.narrative-difference-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  margin-top: 32px;
}

@media (max-width: 768px) {
  .narrative-difference-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
}

.diff-card {
  border-radius: 16px;
  padding: 32px 28px;
  display: flex;
  flex-direction: column;
}

.diff-card--traditional {
  background: #fdfefe;
  border: 1.5px solid #e2e8f0;
}

.diff-card--traditional .diff-tag {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #94a3b8;
  margin-bottom: 12px;
  display: inline-block;
}

.diff-card--traditional h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  color: #475569;
  margin-bottom: 20px;
}

.diff-card--jeya {
  background: #ffffff;
  border: 2px solid #0d9488;
  box-shadow: 0 10px 30px -4px rgba(13, 148, 136, 0.1);
  position: relative;
}

.diff-card--jeya .diff-tag {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #0f766e;
  background: #ccfbf1;
  padding: 4px 10px;
  border-radius: 6px;
  margin-bottom: 12px;
  display: inline-block;
}

.diff-card--jeya h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--ink);
  margin-bottom: 20px;
}

.diff-points {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.diff-point {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14px;
  line-height: 1.55;
  color: #334155;
}

.diff-icon--cross {
  width: 18px;
  height: 18px;
  color: #94a3b8;
  flex-shrink: 0;
  margin-top: 2px;
}

.diff-icon--check {
  width: 18px;
  height: 18px;
  color: #0d9488;
  flex-shrink: 0;
  margin-top: 2px;
}

/* Guided Compass (3 Simple Human Paths) */
.guided-compass-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 32px;
}

@media (max-width: 900px) {
  .guided-compass-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

.compass-card {
  background: #ffffff;
  border: 1.5px solid #e2e8f0;
  border-radius: 16px;
  padding: 30px 24px;
  display: flex;
  flex-direction: column;
  text-decoration: none;
  transition: transform 0.25s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.25s ease, border-color 0.25s ease;
  position: relative;
}

.compass-card:hover {
  transform: translateY(-4px);
  border-color: #0d9488;
  box-shadow: 0 12px 32px -4px rgba(13, 148, 136, 0.12);
}

.compass-tag {
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #0d9488;
  background: #f0fdfa;
  padding: 4px 10px;
  border-radius: 6px;
  margin-bottom: 16px;
  align-self: flex-start;
}

.compass-card h3 {
  font-family: var(--font-display);
  font-size: 1.22rem;
  font-weight: 800;
  color: var(--ink);
  line-height: 1.35;
  margin-bottom: 12px;
}

.compass-card p {
  font-size: 14px;
  line-height: 1.6;
  color: #475569;
  margin-bottom: 24px;
  flex-grow: 1;
}

.compass-action {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: auto;
  transition: gap 0.2s ease, color 0.2s ease;
}

.compass-card:hover .compass-action {
  gap: 10px;
  color: #0d9488;
}

.compass-action svg {
  width: 14px;
  height: 14px;
  transition: transform 0.2s ease;
}

.compass-card:hover .compass-action svg {
  transform: translateX(3px);
}

/* 3-Step Guided Journey */
.narrative-steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 36px;
}

@media (max-width: 860px) {
  .narrative-steps-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }
}

.narrative-step-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 32px 26px;
  position: relative;
  display: flex;
  flex-direction: column;
}

.narrative-step-num {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 800;
  color: #0d9488;
  background: #f0fdfa;
  border: 1px solid #ccfbf1;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.narrative-step-card h3 {
  font-family: var(--font-display);
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--ink);
  line-height: 1.3;
  margin-bottom: 12px;
}

.narrative-step-card p {
  font-size: 14.5px;
  line-height: 1.62;
  color: #475569;
  margin: 0;
}

/* ============================================================
   RESOURCE ILLUSTRATION VISUALS
   ============================================================ */
.guide-card-illustration,
.resource-card-illustration {
  width: 100%;
  aspect-ratio: 16 / 8.5;
  border-radius: 12px;
  overflow: hidden;
  background: #0a182e;
  margin-bottom: 18px;
  border: 1px solid rgba(224, 202, 159, 0.2);
}

.guide-card-illustration img,
.resource-card-illustration img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.3s ease;
}

.guide-card:hover .guide-card-illustration img,
.resource-card:hover .resource-card-illustration img {
  transform: scale(1.02);
}

/* ============================================================
   INTERACTIVE PROTECTION GAP CALCULATOR
   ============================================================ */
.section--calculator {
  background: radial-gradient(1200px 600px at 50% 0%, rgba(0, 75, 128, 0.4), transparent 85%), var(--navy-950);
  color: #ffffff;
  padding-top: 80px;
  padding-bottom: 90px;
  border-top: 1px solid rgba(224, 202, 159, 0.2);
  border-bottom: 1px solid rgba(224, 202, 159, 0.2);
}

.calculator-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 36px;
  align-items: stretch;
  margin-top: 40px;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

@media (max-width: 960px) {
  .calculator-grid {
    grid-template-columns: minmax(0, 1fr);
    gap: 32px;
  }
}

.calculator-controls-panel {
  background: rgba(15, 35, 66, 0.8);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border: 1px solid rgba(224, 202, 159, 0.25);
  border-radius: 24px;
  padding: 36px 32px;
  box-shadow: var(--shadow-dark-card);
  display: flex;
  flex-direction: column;
  gap: 26px;
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-panel-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding-bottom: 16px;
  min-width: 0;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-panel-title {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: #ffffff;
  margin: 0;
}

.calculator-reset-btn {
  background: transparent;
  border: none;
  color: var(--gold);
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 8px;
  border-radius: 6px;
  transition: color 0.2s ease, background 0.2s ease;
  flex-shrink: 0;
}

.calculator-reset-btn:hover {
  color: #ffffff;
  background: rgba(255, 255, 255, 0.08);
}

.calculator-field {
  display: flex;
  flex-direction: column;
  gap: 10px;
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-field-label-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 8px;
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-field-label {
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 600;
  color: #e2e8f0;
  min-width: 0;
}

.calculator-field-val {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 800;
  color: var(--gold);
  flex-shrink: 0;
}

.calculator-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  max-width: 100%;
  height: 6px;
  border-radius: 9999px;
  background: rgba(255, 255, 255, 0.15);
  outline: none;
  box-sizing: border-box;
  transition: background 0.2s ease;
}

.calculator-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold);
  border: 2px solid #050d1a;
  box-shadow: 0 0 10px rgba(224, 202, 159, 0.6);
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}

.calculator-slider::-webkit-slider-thumb:hover {
  transform: scale(1.18);
  box-shadow: 0 0 16px var(--gold);
}

.calculator-slider-ticks {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: #64748b;
  font-family: var(--font-sans);
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-results-panel {
  background: linear-gradient(180deg, rgba(20, 47, 87, 0.9) 0%, rgba(10, 24, 46, 0.95) 100%);
  border: 1.5px solid rgba(224, 202, 159, 0.35);
  border-radius: 24px;
  padding: 36px 30px;
  box-shadow: 0 20px 50px -10px rgba(0, 0, 0, 0.7);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 24px;
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-metric-card {
  background: rgba(5, 13, 26, 0.55);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 16px;
  padding: 20px;
  min-width: 0;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calculator-metric-label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 6px;
}

.calculator-metric-val {
  font-family: var(--font-display);
  font-size: clamp(24px, 2.6vw, 32px);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.1;
  margin-bottom: 6px;
}

.calculator-metric-desc {
  font-size: 12px;
  color: #94a3b8;
  line-height: 1.5;
  margin: 0;
}

@media (max-width: 600px) {
  .calculator-grid {
    grid-template-columns: minmax(0, 1fr) !important;
    gap: 20px;
    margin-top: 24px;
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
  }
  .calculator-controls-panel,
  .calculator-results-panel {
    padding: 20px 14px !important;
    border-radius: 18px !important;
    width: 100% !important;
    max-width: 100% !important;
    min-width: 0 !important;
    box-sizing: border-box !important;
  }
  .calculator-panel-head {
    flex-wrap: wrap !important;
    gap: 8px !important;
  }
  .calculator-panel-title {
    font-size: 11.5px !important;
  }
  .calculator-field {
    min-width: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }
  .calculator-field-label-row {
    flex-wrap: wrap !important;
    gap: 4px !important;
    min-width: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }
  .calculator-field-label {
    font-size: 12.5px !important;
    white-space: normal !important;
    word-break: break-word !important;
  }
  .calculator-field-val {
    font-size: 14.5px !important;
    margin-left: auto;
  }
  .calculator-slider {
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }
  .calculator-slider-ticks {
    font-size: 9.5px !important;
    flex-wrap: wrap !important;
    gap: 4px !important;
  }
  .calculator-metric-card {
    padding: 14px !important;
    box-sizing: border-box !important;
    min-width: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
  }
  .calculator-metric-val {
    font-size: 20px !important;
  }
}

/* ============================================================
   "YOUR PERSONAL ASSISTANT" CHATBOT WIDGET
   ============================================================ */

/* Dimmed backdrop when assistant modal is open on mobile */
.assistant-backdrop {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(5, 13, 26, 0.72);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 9998;
  opacity: 0;
  transition: opacity 0.25s cubic-bezier(0.16, 1, 0.3, 1);
}

.assistant-backdrop.is-visible {
  display: block;
  opacity: 1;
}

#personal-assistant-root {
  position: fixed;
  bottom: 28px;
  right: 28px;
  left: auto;
  z-index: 9999;
  font-family: var(--font-sans);
  max-width: 100vw;
  box-sizing: border-box;
}

/* On medium and mobile screens where .mobile-cta is visible */
@media (max-width: 900px) {
  #personal-assistant-root {
    right: 16px;
    left: auto;
    bottom: calc(84px + env(safe-area-inset-bottom, 16px));
    max-width: calc(100vw - 32px);
  }
}

.assistant-launcher {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(10, 24, 46, 0.96);
  border: 1.5px solid rgba(224, 202, 159, 0.55);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  padding: 9px 18px 9px 10px;
  border-radius: 9999px;
  cursor: pointer;
  box-shadow: 0 12px 36px -6px rgba(0, 0, 0, 0.75), 0 0 22px rgba(224, 202, 159, 0.3);
  animation: launcher-aura 3.6s infinite ease-in-out;
  transition: transform 0.22s cubic-bezier(0.16, 1, 0.3, 1), box-shadow 0.22s ease, border-color 0.22s ease, opacity 0.2s ease;
  color: #ffffff;
  user-select: none;
  -webkit-tap-highlight-color: transparent;
}

@keyframes launcher-aura {
  0%, 100% {
    box-shadow: 0 12px 36px -6px rgba(0, 0, 0, 0.75), 0 0 20px rgba(224, 202, 159, 0.25);
    border-color: rgba(224, 202, 159, 0.45);
  }
  50% {
    box-shadow: 0 16px 42px -6px rgba(0, 0, 0, 0.85), 0 0 32px rgba(224, 202, 159, 0.5);
    border-color: rgba(224, 202, 159, 0.85);
  }
}

.assistant-launcher:hover {
  transform: translateY(-3px) scale(1.02);
  border-color: var(--gold);
  box-shadow: 0 16px 42px -6px rgba(0, 0, 0, 0.8), 0 0 28px rgba(224, 202, 159, 0.4);
}

.assistant-launcher:active {
  transform: scale(0.97);
}

.assistant-avatar-wrap {
  position: relative;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  border: 1.5px solid var(--gold);
  overflow: visible;
  flex-shrink: 0;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.4);
}

.assistant-avatar-img {
  width: 100%;
  height: 100%;
  border-radius: 50%;
  object-fit: cover;
  display: block;
}

.assistant-status-dot {
  position: absolute;
  bottom: -1px;
  right: -1px;
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #10b981;
  border: 2px solid #0a182e;
  box-shadow: 0 0 8px rgba(16, 185, 129, 0.8);
  animation: pulse-dot 2.2s infinite;
}

@keyframes pulse-dot {
  0% { transform: scale(1); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0.7); }
  70% { transform: scale(1.1); box-shadow: 0 0 0 5px rgba(16, 185, 129, 0); }
  100% { transform: scale(1); box-shadow: 0 0 0 0 rgba(16, 185, 129, 0); }
}

.assistant-launcher-text {
  font-family: var(--font-display);
  font-size: 13.5px;
  font-weight: 700;
  letter-spacing: 0.01em;
  color: #ffffff;
  white-space: nowrap;
}

.assistant-text-desktop {
  display: inline;
}

.assistant-text-mobile {
  display: none;
}

.assistant-launcher-sparkle {
  color: var(--gold);
  font-size: 13px;
  animation: sparkle-glow 2s infinite ease-in-out;
  margin-left: -2px;
}

/* Mobile compact, unmistakable appearance on the right side */
@media (max-width: 600px) {
  .assistant-launcher {
    padding: 7px 15px 7px 8px;
    gap: 8px;
    border-color: rgba(224, 202, 159, 0.65);
    background: rgba(8, 20, 38, 0.98);
    box-shadow: 0 12px 32px -4px rgba(0, 0, 0, 0.85), 0 0 24px rgba(224, 202, 159, 0.4);
  }

  .assistant-text-desktop {
    display: none;
  }

  .assistant-text-mobile {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.01em;
    color: #ffffff;
  }

  .assistant-avatar-wrap {
    width: 28px !important;
    height: 28px !important;
  }

  .assistant-status-dot {
    width: 8px;
    height: 8px;
  }

  .assistant-launcher-sparkle {
    font-size: 12px;
  }
}

/* Button in mobile navigation menu */
.btn--assistant {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: linear-gradient(135deg, rgba(14, 32, 60, 0.95), rgba(22, 48, 88, 0.95));
  border: 1.5px solid rgba(224, 202, 159, 0.55);
  color: #ffffff !important;
  font-weight: 700;
  font-size: 14px;
  padding: 12px 18px;
  border-radius: 12px;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.4), 0 0 14px rgba(224, 202, 159, 0.2);
  cursor: pointer;
  width: 100%;
  box-sizing: border-box;
  text-align: center;
  transition: all 0.2s ease;
  font-family: var(--font-display);
}

.btn--assistant:hover {
  border-color: var(--gold);
  box-shadow: 0 6px 22px rgba(0, 0, 0, 0.5), 0 0 22px rgba(224, 202, 159, 0.38);
  transform: translateY(-1px);
}

/* When chat is open on mobile, hide the launcher button to avoid duplicate UI */
#personal-assistant-root.chat-open .assistant-launcher {
  opacity: 0;
  pointer-events: none;
  transform: scale(0.9);
}

/* Assistant Chat Window */
.assistant-window {
  display: none; /* Crucial: do not occupy space or overflow canvas when closed */
  position: fixed;
  bottom: 90px;
  right: 28px;
  left: auto;
  width: 390px;
  max-width: calc(100vw - 32px);
  height: 560px;
  max-height: calc(100vh - 120px);
  background: rgba(10, 24, 46, 0.97);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1.5px solid rgba(224, 202, 159, 0.38);
  border-radius: 24px;
  box-shadow: 0 28px 70px -12px rgba(0, 0, 0, 0.9), 0 0 40px rgba(0, 75, 128, 0.4);
  flex-direction: column;
  overflow: hidden;
  opacity: 0;
  pointer-events: none;
  transform: translateY(20px) scale(0.96);
  transform-origin: bottom right;
  transition: opacity 0.24s cubic-bezier(0.16, 1, 0.3, 1), transform 0.24s cubic-bezier(0.16, 1, 0.3, 1);
  z-index: 10000;
}

.assistant-window.is-open {
  display: flex !important;
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0) scale(1);
}

@media (max-width: 600px) {
  .assistant-window {
    left: 10px;
    right: 10px;
    width: auto;
    max-width: calc(100vw - 20px);
    bottom: calc(10px + env(safe-area-inset-bottom, 8px));
    height: 82vh;
    max-height: calc(100vh - 76px);
    border-radius: 22px;
    transform-origin: bottom center;
    box-shadow: 0 20px 60px rgba(0, 0, 0, 0.95), 0 0 40px rgba(224, 202, 159, 0.25);
  }
}

.assistant-header {
  padding: 16px 18px;
  background: rgba(5, 13, 26, 0.9);
  border-bottom: 1px solid rgba(224, 202, 159, 0.2);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.assistant-header-profile {
  display: flex;
  align-items: center;
  gap: 10px;
}

.assistant-header-img {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1.5px solid var(--gold);
  object-fit: cover;
}

.assistant-header-title {
  font-family: var(--font-display);
  font-size: 14px;
  font-weight: 800;
  color: #ffffff;
  line-height: 1.2;
}

.assistant-header-sub {
  font-size: 11px;
  color: var(--gold);
  font-family: var(--font-display);
  font-weight: 600;
}

.assistant-close-btn {
  background: transparent;
  border: none;
  color: #94a3b8;
  font-size: 16px;
  cursor: pointer;
  padding: 6px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: color 0.2s ease, background 0.2s ease;
}

.assistant-close-btn:hover {
  color: #ffffff;
  background: rgba(255, 255, 255, 0.1);
}

.assistant-messages {
  flex: 1;
  overflow-y: auto;
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 14px;
  scroll-behavior: smooth;
}

.assistant-msg {
  max-width: 86%;
  padding: 12px 16px;
  border-radius: 16px;
  font-size: 13px;
  line-height: 1.55;
  word-break: break-word;
}

.assistant-msg--bot {
  background: rgba(20, 47, 87, 0.7);
  border: 1px solid rgba(224, 202, 159, 0.25);
  color: #f1f5f9;
  align-self: flex-start;
  border-bottom-left-radius: 4px;
}

.assistant-msg--user {
  background: linear-gradient(135deg, var(--gold) 0%, var(--gold-dark) 100%);
  color: #050d1a;
  font-weight: 600;
  align-self: flex-end;
  border-bottom-right-radius: 4px;
}

.assistant-msg-action-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 10px;
  padding: 8px 14px;
  border-radius: 9999px;
  background: rgba(37, 211, 102, 0.15);
  border: 1px solid rgba(37, 211, 102, 0.4);
  color: #25d366;
  font-family: var(--font-display);
  font-size: 11.5px;
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  transition: background 0.2s ease;
}

.assistant-msg-action-btn:hover {
  background: rgba(37, 211, 102, 0.28);
  color: #ffffff;
}

.assistant-msg-action-btn svg {
  width: 14px;
  height: 14px;
  flex-shrink: 0;
}

.assistant-suggestions {
  padding: 10px 14px;
  background: rgba(5, 13, 26, 0.5);
  border-top: 1px solid rgba(255, 255, 255, 0.06);
  display: flex;
  gap: 6px;
  overflow-x: auto;
  white-space: nowrap;
}

.assistant-suggestions::-webkit-scrollbar {
  height: 4px;
}
.assistant-suggestions::-webkit-scrollbar-thumb {
  background: rgba(224, 202, 159, 0.3);
  border-radius: 2px;
}

.assistant-chip {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(224, 202, 159, 0.25);
  color: #e2e8f0;
  font-size: 11px;
  font-family: var(--font-sans);
  font-weight: 600;
  padding: 5px 12px;
  border-radius: 9999px;
  cursor: pointer;
  transition: all 0.2s ease;
  flex-shrink: 0;
}

.assistant-chip:hover {
  background: rgba(224, 202, 159, 0.2);
  border-color: var(--gold);
  color: var(--gold-light);
}

.assistant-input-form {
  display: flex;
  align-items: center;
  padding: 12px 14px;
  background: rgba(5, 13, 26, 0.95);
  border-top: 1px solid rgba(224, 202, 159, 0.2);
  gap: 8px;
}

.assistant-input {
  flex: 1;
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: 9999px;
  padding: 10px 16px;
  color: #ffffff;
  font-size: 13px;
  font-family: var(--font-sans);
  outline: none;
  transition: border-color 0.2s ease;
}

.assistant-input:focus {
  border-color: var(--gold);
}

.assistant-input::placeholder {
  color: #64748b;
  font-size: 12px;
}

.assistant-send-btn {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--gold);
  border: none;
  color: #050d1a;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: transform 0.15s ease, background 0.15s ease;
}

.assistant-send-btn:hover {
  transform: scale(1.08);
  background: var(--gold-hover);
}

.assistant-send-btn svg {
  width: 16px;
  height: 16px;
}

/* ============================================================
   RESOURCE & GUIDE CARD ILLUSTRATIONS + ARTICLE HERO MEDIA
   ============================================================ */
.resource-card-illustration,
.guide-card-illustration {
  width: 100%;
  aspect-ratio: 16 / 9;
  height: auto;
  max-height: 210px;
  background: #081426;
  border-radius: var(--radius-md, 12px);
  margin-bottom: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
  border: 1.5px solid rgba(224, 202, 159, 0.28);
  box-shadow: 0 8px 24px -6px rgba(0, 0, 0, 0.45);
  transition: transform 0.3s ease, border-color 0.3s ease, box-shadow 0.3s ease;
}

.resource-card:hover .resource-card-illustration,
.guide-card:hover .guide-card-illustration {
  border-color: rgba(224, 202, 159, 0.7);
  box-shadow: 0 14px 36px -6px rgba(0, 0, 0, 0.6), 0 0 24px rgba(224, 202, 159, 0.35);
  transform: translateY(-2px);
}

.resource-card-illustration img,
.guide-card-illustration img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.resource-card:hover .resource-card-illustration img,
.guide-card:hover .guide-card-illustration img {
  transform: scale(1.05);
}

/* Article Hero Illustration in resources/*.html */
.article-hero-illustration-wrap {
  margin: 0 0 36px 0;
  width: 100%;
  max-width: 820px;
}

.article-hero-illustration {
  width: 100%;
  aspect-ratio: 16 / 9;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg, 16px);
  border: 1.5px solid rgba(224, 202, 159, 0.35);
  box-shadow: 0 20px 50px -10px rgba(0, 0, 0, 0.7), 0 0 30px rgba(224, 202, 159, 0.15);
  display: block;
  transition: transform 0.3s ease;
}

/* ============================================================
   CAL.COM BOOKING EMBED & CALENDAR SECTION
   ============================================================ */
#booking-calendar {
  scroll-margin-top: 90px;
}

.cal-trust-badges {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 18px;
}

.cal-trust-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  background: rgba(224, 202, 159, 0.08);
  border: 1px solid rgba(224, 202, 159, 0.22);
  border-radius: 9999px;
  font-size: 13px;
  font-weight: 500;
  color: var(--gold, #e0ca9f);
  letter-spacing: 0.01em;
}

.cal-trust-pill svg {
  color: var(--gold, #e0ca9f);
  flex-shrink: 0;
}

.booking-unified-card,
.cal-embed-card {
  max-width: 980px;
  margin: 0 auto;
  background: linear-gradient(180deg, rgba(15, 35, 66, 0.88) 0%, rgba(5, 13, 26, 0.96) 100%);
  border: 1.5px solid rgba(224, 202, 159, 0.28);
  border-radius: 24px;
  padding: 24px;
  box-shadow: 0 24px 60px rgba(0, 0, 0, 0.6), 0 0 30px rgba(224, 202, 159, 0.06);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  overflow: hidden;
  box-sizing: border-box;
}

/* Booking Mode Tabs */
.booking-mode-tabs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 24px;
  background: rgba(4, 11, 22, 0.65);
  padding: 6px;
  border-radius: 16px;
  border: 1px solid rgba(224, 202, 159, 0.15);
}

.booking-tab {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 18px;
  background: transparent;
  border: 1px solid transparent;
  border-radius: 12px;
  color: var(--muted-light, #9db2c9);
  cursor: pointer;
  text-align: left;
  transition: all 0.25s ease;
  font-family: inherit;
}

.booking-tab:hover {
  color: var(--gold, #e0ca9f);
  background: rgba(224, 202, 159, 0.06);
}

.booking-tab.active {
  background: linear-gradient(135deg, rgba(224, 202, 159, 0.18) 0%, rgba(224, 202, 159, 0.08) 100%);
  border-color: rgba(224, 202, 159, 0.4);
  color: #ffffff;
  box-shadow: 0 4px 16px rgba(0, 0, 0, 0.25);
}

.booking-tab .tab-icon {
  font-size: 20px;
  flex-shrink: 0;
}

.booking-tab .tab-text strong {
  display: block;
  font-size: 14.5px;
  font-weight: 600;
  color: inherit;
}

.booking-tab .tab-text small {
  display: block;
  font-size: 12px;
  color: var(--muted-light, #9db2c9);
  margin-top: 2px;
}

.booking-tab.active .tab-text small {
  color: var(--gold-light, #f0e2c8);
}

/* Fast Slot Selector */
.slot-picker-grid {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.slot-picker-step {
  background: rgba(8, 19, 36, 0.6);
  border: 1px solid rgba(224, 202, 159, 0.14);
  border-radius: 16px;
  padding: 18px 20px;
}

.step-head {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 14px;
}

.step-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold, #e0ca9f);
  color: #050d1a;
  font-size: 12px;
  font-weight: 700;
  flex-shrink: 0;
}

.step-title {
  font-size: 15px;
  font-weight: 600;
  color: #ffffff;
  margin: 0;
  letter-spacing: 0.01em;
}

.slot-options {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 10px;
}

.slot-pill {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 14px;
  background: rgba(15, 30, 52, 0.6);
  border: 1px solid rgba(255, 255, 255, 0.08);
  border-radius: 12px;
  color: var(--muted-light, #cbd5e1);
  cursor: pointer;
  text-align: left;
  transition: all 0.2s ease;
  font-family: inherit;
  width: 100%;
  box-sizing: border-box;
}

.slot-pill:hover {
  border-color: rgba(224, 202, 159, 0.35);
  background: rgba(224, 202, 159, 0.07);
  color: #ffffff;
  transform: translateY(-1px);
}

.slot-pill.active {
  background: linear-gradient(135deg, rgba(224, 202, 159, 0.2) 0%, rgba(224, 202, 159, 0.08) 100%);
  border-color: var(--gold, #e0ca9f);
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(224, 202, 159, 0.12);
}

.slot-pill .pill-icon {
  font-size: 18px;
  flex-shrink: 0;
}

.slot-pill .pill-info strong {
  display: block;
  font-size: 13.5px;
  font-weight: 600;
  color: inherit;
}

.slot-pill .pill-info small {
  display: block;
  font-size: 11.5px;
  color: var(--muted-light, #9db2c9);
  margin-top: 2px;
}

.slot-options--times .slot-pill {
  flex-direction: column;
  align-items: flex-start;
  gap: 3px;
  padding: 12px 16px;
}

.slot-pill .pill-time {
  font-size: 14px;
  font-weight: 600;
  color: inherit;
}

.slot-pill .pill-time + small {
  font-size: 11.5px;
  color: var(--muted-light, #9db2c9);
}

.slot-confirm-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 18px;
  margin-top: 22px;
  padding: 20px 240px 20px 24px; /* Generous right clearance on desktop so fixed assistant button never collides */
  background: rgba(4, 11, 22, 0.75);
  border: 1px solid rgba(224, 202, 159, 0.25);
  border-radius: 16px;
  box-sizing: border-box;
}

.slot-summary {
  flex: 1 1 340px;
}

.summary-line {
  display: flex;
  align-items: baseline;
  gap: 8px;
  flex-wrap: wrap;
  font-size: 14px;
}

.summary-label {
  color: var(--gold, #e0ca9f);
  font-weight: 600;
  text-transform: uppercase;
  font-size: 11.5px;
  letter-spacing: 0.05em;
}

.summary-value {
  color: #ffffff;
  font-weight: 600;
  font-size: 14px;
}

.summary-sub {
  font-size: 12px;
  color: var(--muted-light, #9db2c9);
  margin-top: 4px;
}

.slot-confirm-btn {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  padding: 13px 24px;
}

/* Cal Status Bar & Handle Editor */
.cal-status-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  padding: 10px 16px;
  background: rgba(4, 11, 22, 0.6);
  border: 1px solid rgba(224, 202, 159, 0.16);
  border-radius: 12px;
  margin-bottom: 16px;
  font-size: 13px;
}

.cal-status-info {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--muted-light, #cbd5e1);
}

.status-indicator {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #10b981;
  box-shadow: 0 0 8px rgba(16, 185, 129, 0.6);
  display: inline-block;
}

.cal-status-info code {
  background: rgba(224, 202, 159, 0.12);
  color: var(--gold, #e0ca9f);
  padding: 2px 7px;
  border-radius: 4px;
  font-size: 12px;
}

.cal-status-actions {
  display: flex;
  align-items: center;
  gap: 8px;
}

.cal-handle-editor {
  background: rgba(8, 19, 36, 0.85);
  border: 1px solid rgba(224, 202, 159, 0.28);
  border-radius: 14px;
  padding: 16px 18px;
  margin-bottom: 18px;
}

.cal-editor-desc {
  font-size: 13.5px;
  color: #ffffff;
  margin-bottom: 10px;
  font-weight: 500;
}

.cal-handle-input-row {
  display: flex;
  align-items: center;
  gap: 8px;
  flex-wrap: wrap;
}

.cal-url-prefix {
  font-size: 13.5px;
  color: var(--gold, #e0ca9f);
  font-weight: 600;
}

.cal-handle-input-row input {
  flex: 1 1 200px;
  padding: 8px 12px;
  background: rgba(4, 11, 22, 0.8);
  border: 1px solid rgba(224, 202, 159, 0.3);
  border-radius: 8px;
  color: #ffffff;
  font-size: 13.5px;
  font-family: inherit;
}

.cal-handle-input-row input:focus {
  outline: none;
  border-color: var(--gold, #e0ca9f);
  box-shadow: 0 0 0 2px rgba(224, 202, 159, 0.2);
}

.cal-hint-text {
  font-size: 12px;
  color: var(--muted-light, #9db2c9);
  margin-top: 8px;
}

.cal-hint-text code {
  color: var(--gold, #e0ca9f);
}

.cal-embed-container {
  width: 100%;
  min-height: 680px;
  border-radius: 16px;
  overflow: hidden;
  position: relative;
  background: #0b1726;
}

.cal-embed-container iframe {
  border: none !important;
  width: 100% !important;
  min-height: 680px !important;
  border-radius: 16px !important;
  display: block;
}

.cal-skeleton-loading {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 16px;
  background: rgba(10, 24, 46, 0.7);
  border-radius: 16px;
  color: var(--muted-light, #9db2c9);
  font-size: 14.5px;
  text-align: center;
  padding: 24px;
  z-index: 1;
}

.cal-spinner {
  width: 42px;
  height: 42px;
  border: 3px solid rgba(224, 202, 159, 0.2);
  border-top-color: var(--gold, #e0ca9f);
  border-radius: 50%;
  animation: calSpin 0.9s linear infinite;
}

@keyframes calSpin {
  to { transform: rotate(360deg); }
}

.cal-embed-footer {
  display: flex;
  align-items: center;
  justify-content: flex-start;
  flex-wrap: wrap;
  gap: 16px;
  margin-top: 20px;
  padding-top: 18px;
  padding-right: 280px; /* Generous clearance on desktop so fixed assistant button never collides */
  border-top: 1px solid rgba(224, 202, 159, 0.15);
  font-size: 14px;
  color: var(--muted-light, #9db2c9);
}

@media (max-width: 900px) {
  .cal-embed-footer {
    padding-right: 0;
    flex-direction: column;
    text-align: center;
    justify-content: center;
  }
  .slot-confirm-bar {
    padding-right: 20px;
  }
}

@media (max-width: 768px) {
  .booking-mode-tabs {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .slot-confirm-bar {
    flex-direction: column;
    align-items: stretch;
    padding: 16px 14px;
  }
  .slot-confirm-btn {
    width: 100%;
    justify-content: center;
  }
  .cal-status-bar {
    flex-direction: column;
    align-items: flex-start;
  }
  .cal-status-actions {
    width: 100%;
    justify-content: flex-start;
  }
}

@media (max-width: 640px) {
  .booking-unified-card,
  .cal-embed-card {
    padding: 14px 10px;
    border-radius: 18px;
  }
  .slot-picker-step {
    padding: 14px 10px;
  }
  .slot-options {
    grid-template-columns: 1fr;
  }
  .cal-handle-input-row {
    flex-direction: column;
    align-items: stretch;
  }
  .cal-handle-input-row input {
    width: 100%;
  }
  .cal-embed-container {
    min-height: 620px;
  }
  .cal-embed-container iframe {
    min-height: 620px !important;
  }
  .cal-trust-badges {
    flex-direction: column;
    align-items: stretch;
  }
  .cal-trust-pill {
    justify-content: center;
  }
}


/* ============================================================
   Client Meetings photo gallery + lightbox
   ============================================================ */

.gallery-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
  gap: 24px;
}
.gallery-item {
  margin: 0;
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--white);
  border: 1px solid var(--gold-border);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
}
.gallery-item[hidden] { display: none; }
.gallery-thumb {
  display: block;
  width: 100%;
  aspect-ratio: 4 / 5;
  padding: 0;
  border: 0;
  overflow: hidden;
  background: var(--bg-alt);
  cursor: zoom-in;
}
.gallery-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top center;
  transition: transform 0.4s ease;
}
.gallery-thumb:hover img,
.gallery-thumb:focus-visible img { transform: scale(1.04); }
.gallery-thumb:focus-visible { outline: 3px solid var(--gold); outline-offset: -3px; }
.gallery-item figcaption {
  padding: 16px 20px 18px;
  border-top: 3px solid var(--gold);
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.gallery-tag {
  font-size: 11.5px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold-dark);
}
.gallery-item figcaption strong {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16px;
  color: var(--ink);
}

.lightbox {
  position: fixed;
  inset: 0;
  z-index: 10001;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 56px 16px 24px;
  background: rgba(5, 13, 26, 0.92);
}
.lightbox[hidden] { display: none; }
body.lightbox-open { overflow: hidden; }
.lightbox-figure {
  margin: 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  max-width: min(1000px, 100%);
  min-width: 0;
}
.lightbox-img {
  max-width: 100%;
  max-height: calc(100vh - 140px);
  border-radius: var(--radius-sm);
  object-fit: contain;
  box-shadow: var(--shadow-dark-card);
}
.lightbox-caption {
  color: var(--gold-light);
  font-size: 14.5px;
  font-weight: 600;
  text-align: center;
}
.lightbox-close,
.lightbox-nav {
  flex-shrink: 0;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid var(--gold-border);
  background: rgba(255, 255, 255, 0.06);
  color: var(--white);
  cursor: pointer;
  transition: background 0.2s ease, border-color 0.2s ease;
}
.lightbox-close:hover,
.lightbox-nav:hover { background: rgba(224, 202, 159, 0.18); border-color: var(--gold); }
.lightbox-close { position: absolute; top: 12px; right: 12px; }
.lightbox-close svg,
.lightbox-nav svg { width: 22px; height: 22px; }

@media (max-width: 640px) {
  .gallery-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
  .gallery-item figcaption { padding: 12px 12px 14px; }
  .gallery-item figcaption strong { font-size: 14px; }
  .lightbox { padding: 64px 8px 84px; }
  .lightbox-nav { position: absolute; bottom: 20px; }
  .lightbox-prev { left: calc(50% - 56px); }
  .lightbox-next { right: calc(50% - 56px); }
  .lightbox-img { max-height: calc(100vh - 200px); }
}

/* Five nav links no longer fit beside the header buttons on laptop widths:
   keep labels on one line and hand off to the menu toggle earlier. */
.main-nav ul { gap: 0; }
.main-nav a { white-space: nowrap; font-size: 14px; padding: 9px 8px; }
@media (min-width: 901px) and (max-width: 1240px) {
  .main-nav { display: none; }
  .nav-toggle { display: inline-flex; }
}

/* Featured client stories stack photo over text on phones */
@media (max-width: 640px) {
  .client-stories { margin-bottom: 48px; }
  .client-story { grid-template-columns: 1fr; }
  .client-story-media { min-height: 0; aspect-ratio: 4 / 3.4; }
  .client-story-body { padding: 24px 22px 22px; gap: 22px; }
}